https://www.financialexpress.com/money/no-credit-card-needed-buy-mobile-laptops-apparels-up-to-rs-5-lakh-with-icici-bank-cardless-emi-online
No Credit Card needed! Buy mobile, laptops, apparels up to Rs 5 lakh with ICICI Bank cardless EMI online - The Financial Express
ICICI Bank also said it is the first in the industry to introduce a convenient and instant cardless EMI facility for online shopping, seven months after it launched the same service at retail stores.