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Emotion and Cognition in the Age of AI: New research from Microsoft Education and The Economist Intelligence Unit
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Emotion and Cognition in the Age of AI: New research from Microsoft Education and The Economist Intelligence Unit
By Barbara Holzapfel, General Manager, Microsoft Education MarketingPosted on February 20, 2019 at 9:00 am
Given the accelerating pace of change around the globe, the worlds of school and work are undergoing massive transformations. New technologies such as artificial intelligence are empowering todays students to address big challenges that motivate them, such as reversing climate change and slowing the spread of disease. At the same time, collaboration tools, mixed reality and social media are bringing them closer to one another than ever before.
To successfully navigate these changes and to leverage the opportunities ahead of them, we need to prepare students with the diverse skills they will need in the future.
To better understand how to prepare todays kindergartners to thrive in work and life, last year we released researchabout the Class of 2030.
Our findings highlighted two core themes: Student-centric approaches such as personalized learning and the growing importance of social-emotional skills.
Social-emotional skills such as collaboration, empathy and creativity have long been essential, but our research revealed they have become newly important to employers and educators alike. Social-emotional skills are also necessary for well-being, which is a key predictor of academic and employment success.
So this year we decided to dig deeper, to better understand what educators and schools worldwide are doing to enhance students skills and well-being and to understand how technology can help. We worked with the Economist Intelligence Unit (EIU) to survey more than 760 educators in 15 countries. From Mexico to Sweden and from Indonesia to Canada, we listened to the voices of educators. We also interviewed leading experts on and reviewed 90 pieces of research.
Click the excerpt above to view the
full infographic
.
What we learned is that educators around the globe are placing a high priority on student well-being and they are actively seeking ways to nurture it in their classrooms, across the school environment, and in their communities.
According to the survey, 80 percent of educators believe that well-being is critical for academic success, for developing foundational literacies and for cultivating strong communication skills, and 70 percent of educators say well-being has grown in importance for K-12 students during their careers.
At the same time, school systems have not moved as quickly as educators to prioritize well-being. Only 53 percent of educators said their schools have a formal policy in place to support students well-being. Individual educators can do great things in their own classrooms. But to impact well-being at scale, systemic approaches are needed.
We identified some common barriers that educators encounter in trying to help improve their students well-being:
64 percent of educators said they lack the resources or time to support students well-being
71 percent of respondents said changes to enhance student well-being need to be driven by school leaders
And, we asked educators what technologies they find most beneficial in overcoming these barriers. Three areas stood out:
58 percent mentioned immersive experiences that allow students to explore scenarios from the perspective of others, which show strong promise for promoting social-emotional skills, particularly empathy
49 percent cited tools that foster collaboration among students
46 percent of educators favor tools that help collect and analyze data about students emotional states
In addition, technology provides the critical scale to take any of these approaches beyond a single classroom.
To help identify best practices, we took a close look at schools where teachers report their students enjoy higher-than-average well-being. We found several common threads. These leader schools are more likely to:
Have a formal plan to promote well-being
Measure and monitor well-being as well as academic achievement
Support inclusive classroom practices that amplify student voice
Engage purposefully with the community
Take a whole-school approach to professional learning

A complete summary of our research results will be released in March. In the meantime, we invite you to join our
free webinar series on Teaching Happiness
, starting February 25, 2019, for a broader exploration of the skills that empower students to lead happy and fulfilling lives.
We are excited to be on this journey together with all of you, to learn from you, and to contribute our insights and our technologies to help every student on the planet achieve more.

Given the accelerating pace of change around the globe, the worlds of school and work are undergoing massive transformations. New technologies such as

microsoft

Emotion and Cognition in the Age of AI: New research from Microsoft Education and The Economist Intelligence Unit  Microsoft EDU

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eiu.edu XSS vulnerability

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Cum Laude (3.65 to 3.79 GPA)
 Rebecca Allsopp - Organizational Development/Financial Literacy
 Cameron Ballard  Accounting (Finance)
 Chelsea Bell  Family and Consumer Sciences (Family Services)
 Haiven Bowersock  Health Administration (Business Administration)
 Logan Charbonneau  Management
 Gabrielle Diagostino  Recreation Therapy (Therapeutic Recreation)
 Rolando Monte De Oca (2)  Biological Sciences (Psychology); Neuroscience
 Michael Oswald  Clinical Laboratory Science (Chemistry)
 Courtney Rieman  Human Services Program Administration
 Shelton Spires  Accounting (Finance)
 Morgan Stucker  Clinical Laboratory Science
 Harrison Woodbery  Philosophy (Integrative Studies)
For more information about EIU, or to learn more about its growing assortment of programs and services, visit the universitys website at www.eiu.edu or call EIUs public information office at 217-581-7400.
PHOTOS: Eastern Illinois University campus
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Livingston C. Lord Adminstration building at Eastern Illinois University.
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New soccer field at Eastern Illinois University.
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New soccer field at Eastern Illinois University.
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Students Nora Kollar, left, Zachary Sandoval, Faith Bradbury, Ana Goldberg, Josie Johnson and Kala Cousinera enjoy lunch near the Student Service Center on the campus at Eastern Illinois University.
CLAY JACKSON, JG-TC
Eastern Illinois 12 09.16.19.JPG
Eastern Illinois University students Zachary Sandoval, left, Nora Kollar, Faith Bradbury, Ana Goldberg, Josie Johnson and Kala Cousinera eat lunch near the Student Service Center.
CLAY JACKSON, JG-TC
O'Brien Field at Eastern Illinois University.
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O'Brien Field at Eastern Illinois University.
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Water tower at Eastern Illinois University.
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Livingston C. Lord Adminstration building at Eastern Illinois University.
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Livingston C. Lord Administration building at Eastern Illinois University.
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Livingston C. Lord Adminstration building at Eastern Illinois University.
CLAY JACKSON, HERALD & REVIEW

Twenty-five students were recognized on Eastern Illinois Universitys honors list for the summer semester 2020.

jg-tc

EIU releases summer 2020 honors list | Education | jg-tc.com

Mark    Muro
Contributor, The Economist Intelligence Unit
Mark Muro is a senior fellow at the Brookings Institution in Washington, DC. His work explores the interplay of technology, work and place.
Read more from    Mark    Muro
Less globalisation, more automation: the economic crisis induced by pandemic is likely to encourage a surge of labour-replacing technology. That will be disruptive, unequal and challenging for workers.
Workers in developing countries are already jittery with worries ranging from rebound outbreaks and lay-offs to the onset of cabin fever.
As if workers dont have enough on their minds, the covid-19 pandemic is resurfacing another concern: the one about technologys impact on the future of work. Specifically, recent research suggests that the deepening recession is likely to bring a surge of labour-replacing automation.
But whats the connection between recessions and automation? On the surface, the implacable infiltration of automation into the economy would seem to be a steady, longer-term trend rather than an immediate fact. Likewise, it might seem intuitive that any rise in unemployment in the coming months will make human labour relatively cheaper, thus slowing companies move to technology.
Yet thats not actually how automation works. Unfortunately for the workers poised to be affected, robots infiltration of the workforce doesnt occur at a steady, gradual pace. Instead, automation tends to happen in bursts, concentrated especially in bad times such as in the wake of economic shocks when humans become relatively more expensive as firms revenues rapidly decline. At these moments, employers can benefit by shedding less-skilled workers and replacing much of what they do with technology, while often investing in higher-skilled workers, which increases labour productivity as a recession tapers off.
Ultimately, such cycles of workforce reallocation may well improve the efficiency of the economy for the longer-term good of society. But along the way, and in the nearer-term, such cyclical surges of technology adoption tend to be disruptive, unequal and unhelpful to the cause of maintaining employment during a crisis.
Nor are these disruptions only speculative. Several economists have extensively documented the cyclical, selective nature of automation and employment disruption. Nir Jaimovich of the University of Zurich and Henry E. Siu of the University of British Columbia have reportedthat over three recessions in the past 30 years a whopping 88% of job loss took place in routine, highly automatable occupationssuggesting that automation accounted for essentially all of the jobs lost in the crises. Separately, Brad J. Hershbein of the W.E. Upjohn Institute and Lisa B. Kahn of the University of Rochester looked atalmost 100m online job postings before and after the Great Recession and found that firms in hard-hit metropolitan areas were steadily replacing workers who performed automatable routine tasks with a combination of technology and skilled workers. So, even as robots replace workers during boom times at places such as Amazonand Walmart their influx surges during recessionsnot great news for the worlds anxious workers.
Given the importance of social distancing and sanitation it seems likely that the coronavirus recession will see an accentuated embrace of automation technologies, whether in the form of kiosk ordering in restaurants, checkout-free shopping or robotic sanitation machines. Considering that the past decade has seen more automation and artificial intelligence (AI) applications readied for effective use than ever, it seems clear that the next few years will see more rather than less automation as the economy slows.
Cyclical surges of technology adoption tend to be disruptive, unequal and unhelpful to the cause of maintaining employment during a crisis.
As to who may be vulnerable to automation-related dislocation in the recession, the reach of technology may be wider this time round.
As my 2019 assessmentof US automation trends suggests, its likely that low-income workers, the young and workers of colour will be some of the most vulnerable. Thats because the epidemic and subsequent automation surge is likely to affect the most routine occupationsjobs in areas such as production, food service or transportation.
And yet that is only part of the story. During this crisis, AI may play a larger role than before as an array of algorithmic applications take on countless office functions that would be said to require higher-level intelligence, whether it be planning, predicting, classifying, reasoning or problem-solving. In that vein, assessments developed by Stanford scholar Michael Webb in partnership with my team suggest that if AI surges further into the economy during the crisis it may affect better-paid, white-collar or professional workers more than the less-educated, lower-wage workers who have tended to be most affected by robots and software.
Workers in higher-wage occupations will generally be more exposed to AI than lower-wage workers. The curve tapers at the 90th percentile, suggesting that the most elite workerssuch as CEOsmay be somewhat protected.
That doesnt mean that the worlds white-collar workers should all be fearing for their jobs. But it does mean that the relatively more fortunate telework classmarket research analysts, middle managers, programmers or financial analystscould also find themselves more involved with new and disruptive technologies. In that sense, no group of workers may be entirely immune this time around.
As to what all of this means for the future, the potential for a covid-19 automation surge reinforces the fact that the pandemic recession wont just bring an end to a decade of plentiful jobs. More starkly, the downturn is likely to usher in a new bout of structural change in the labour market and its demand for skills.
If it continues for a while, the downturn could induce firms in food service, retail and administrative work to restructure their operations towards greater use of technology and higher-skilled workers. And it could introduce new waves of digital transformation into the worlds offices. From beleaguered, lower-skilled employees to professional workers, these changes will no doubt complicate an already daunting return to normality.
Mark Muro is a senior fellow at the Brookings Institution in Washington, DC.
The views and opinions expressed in this article are those of the author and do not necessarily reflect the views of The Economist Group or any of its affiliates. The Economist Group cannot accept any responsibility or liability for reliance by any person on this article or any of the information, opinions or conclusions set out in the article.
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Workers in developing countries are already jittery with worries ranging from rebound outbreaks and lay-offs to the onset of cabin fever. As if workers dont have enough on their minds, the covid-19 pandemic is resurfacing another concern: the one about technologys impact on the future of work. Specifically, recent research suggests that the deepening recession is likely to

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EIU collecting new socks for those in need during Homecoming Parade
Posted:
Updated:
CHARLESTON - Eastern Illinois University officials say they are encouraging citizens to donate new pairs of socks during the institution's 100th Homecoming Parade on October 24.
EIU officials say they are teaming up with Kid President and SoulPancake to collect new pairs of socks for individuals in need. During the parade, members of EIU's "Blue Crew" will collect the donations while they pass out candy.
All donations will be given to local community agencies in need. In addition to the collection effort during the parade, EIU officials will continue to accept donations of new socks throughout the month of October.
The Homecoming Parade will begin at 9:30 a.m. at the intersection of Seventh Street and Lincoln Avenue. For more information, visit http://www.eiu.edu/homecoming/parade.php.

CHARLESTON - Eastern Illinois University officials say they are encouraging citizens to donate new pairs of socks during the institution's 100th Homecoming Parade on October 24.

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EIU Readying for Annual Celebration Festival of the Arts
Published on April 12 2019 3:33 pm
Last Updated on April 12 2019 3:37 pm
Written by Greg Sapp
A sure sign of the return of Spring is when Eastern Illinois Universitys Celebration: A Festival of the Arts returns to the Charleston campus. This years festival is scheduled for April 26, 27 and 28. The outdoor festival takes place on South 7thStreet between the Doudna Fine Arts Center and the Tarble Arts Center and features live music, festival style foods and an Art Fair on Saturday and Sunday. Admission to the fair is free and parking is located close to the festivities.
Everyone can probably agree that this past winter was pretty long, said Dan Crews, festival director. I think everyone is ready to get outdoors and Celebration is a good way to welcome Spring and celebration another successful academic year on campus.
There will be many live performances scheduled on the outdoor stage and the Doudnas indoor stages, including Charleston High Schools production of "The Music Man". The Music Man takes place at 7 p.m. Friday and Saturday evening with a 1 p.m. matinee on Saturday. For a list of activities, please visit the festival website at
www.eiu.edu/festival
and Celebrations Facebook page.
Easterns International students will present a showcase of talent on Saturday afternoon. The annual Holi festival will also take place on Saturday.The Littlest Dancer program featuring pre-ballet and creative movement students from the Dancelife Center will take place in the Doudnas Recital Hall.
A Charleston tradition since 1977, the three-day festival features a variety of arts experiences for visitors of all ages.The festival gets underway at 11:30 a.m. on Friday when the EIU Jazz Lab Band takes the stage and the food booths open. The festival will feature various musical performances, dance programs, art activities for children, exhibitions, and festival foods.
An Art Fair takes place on Saturday and Sunday and features a large gathering of artisans selli

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EIU Readying for Annual Celebration Festival of the Arts - Effingham's News and Sports Leader, 979XFM and KJ Country 102.3

EIU has introduced a new feature of their Country Reports: a Briefing Sheet with a snapshot of their forecasts, major risks, summary of political and economic outlook, and the most important updates. Tip: Download a sample Briefing Sheet (PDF) to see whats included.

 EIU Country Reports

EIU provides data and forecasts about political, economic, and business climates of various regions and up to 200 countries, as well as related news, analysis, and risk factor assessments. Coverage includes
Country Commerce,
Financial Services Reports (formerly Country Finance), and
ViewsWire Global (Business briefings)

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Official news from Harvard covering innovation in teaching, learning, and research.

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Equator is in Dallas this week drumming up business for its new REO segmentation product, which is coming to market in the wake of the Obama administration's recent proposal for REO bulk sales. John Vella, chief operating officer of Los Angeles-based Equator, said the segmentation  still in the testing phase  is an overlay for Equator's existing REO module. The REO module automates the REO process for servicers, outsourcers, real estate agents and vendors. It tracks things like vendor management, pre-listing valuations, inspections and occupancy management.

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Equator: REO segmentation could attract bulk investors

NationalMortgag...
Equator, a provider of software to the default servicing industry has announced the launch of its new professional real estate-owned (REO) solution. PRO REO encompasses all the power and best practices of Equators enterprise REO application in an affordable, quick and easy to adopt solution. Equator has long been the standard for many of the nations largest lenders and servicers. PRO REO is a resounding entry into the middle market.
Now Outsourcers and Servicers can be up and running in less than a day, said Chris Saitta, chief executive officer of Equator. They receive all the benefits of our best-practices along with the ability to immediately transact with over 665,000 agents and 18,000 vendors electronically.
Foreclosure moratoriums have lifted and the REO industry is preparing for increased volumes. Many of the Sellers adopting PRO REO are converting from existing systems to gain the efficiency and scalability theyll need to handle post moratorium REO volumes, said Saitta.   Sellers also gain the potential to establish Midsourcer relationships with the large lenders and servicers using Equator.
Over 58 servicers nationwide, including seven of the top 10, rely daily on Equators platform to automate their various loss mitigation strategies. By launching REO PRO, Equator has made definite in roads into the middle market.
For more information, visit

Equator, a provider of software to the default servicing industry has announced the launch of its new professional real estate-owned (REO)solution. PRO REO encompasses all the power and best practices of Equators enterprise REO application in an affordable, quick and easy to adopt solution. Equator has long been the standard for many of the nations largest lenders and servicers. PRO REO is a resounding entry into the middle market.

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Equator launches PRO REO

Factom, Inc.
to integrate the Factom Harmony blockchain-as-a-service (BaaS) platform into the Equator PRO solution.
Equator PRO is a software-as-a-service (SaaS) solution that helps servicers increase efficiency and vendor oversight across the default servicing process. Designed for all portfolio sizes, the Equator PRO product suite of loan management, loan modification, short sale/deed-in-lieu, foreclosure/bankruptcy, and real-estate-owned (REO) focused products, provides servicers with tools to help manage defaulted loans and REO and make more strategic and cost-efficient default servicing decisions.
Factoms Harmony BaaS platform harnesses the power of
blockchain
to create an immutable record of activities, data, events, and decisions. Factoms blockchain solutions will provide a distributed mechanism to preserve data, files, and digital records, making them verifiable and independently auditable.
Equator is committed to delivering technology that provides transparency and compliance throughout the default process, said Patrick G. McClain, SVP of Equator and
Hubzu Auction Services
for Altisource. Incorporating Factoms blockchain tools will support our customers compliance obligations. At Equator, we are regularly working to improve and advance our default servicing technology, and adding cutting-edge tools like Factoms Harmony is another example of our continued leadership.
The addition of Factoms Harmony provides Equator customers the opportunity to incorporate the recordation of data, documents, and key audit events onto Factoms blockchain solution. Factoms Harmony provides options for individual loans to be tracked as individual chains of data on the blockchain. This design allows Equator PRO customers the option to embed blockchain preservation into their various workflows, allowing for an immutable and encrypted blockchain audit record to be built for each loan and each workflow step.
At Factom we know a practical blockchain solution is needed to specifically deal with complex business data and

Equator, a provider of residential loan default software and marketing solutions for many of the countrys top servicers, real estate agents, and vendors, has announced an agreement with Factom, Inc. to integrate the Factom Harmony blockchain-as-a-service platform into the Equator PRO solution.

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Corcoran Consulting and Coaching, an international consulting and coaching company for real estate companies, mortgage companies and small businesses, announced that it has teamed up with Equator. According to the company, Corcoran Consulting and Coaching will begin offering complimentary monthly educational webinars to Equators 481,000 registered agents. We are honored to be in collaboration with Equator as we continue to provide value-added services to real estate professionals in the REO and short sale industries, said Bubba Mills, executive vice president of Corcoran Consulting and Coaching. . . .

Corcoran Consulting and Coaching to offer free webinars for Equator | 2014-08-21 | HousingWire

Reply by Arnold Veron
August 26, 2013 at 12:18pm
Jay, I see NationStar using Homesearch.com as their exclusive REO auction listing portal and the sad part is they pay only 1% to the cooperating selling boker, and most likely 1% also to the property managing listing broker. But the portal is charging 5% buyers premium to be paid by the buyer in addition to the winning listing bid. The auction company looks like is the one making the commission money while the agents make a pity 1% each. This commission is also published in the local MLS as 1%..
I see also that NationStar uses Auction.com as the outlet for approving agents short sale listings and offers have to be submitted through biding. Selling agent is usually paid 2.5 as published on the auction info. I see also Chase and BoA starting to put their REO assets and short sale at Auction.com and not even paying commission to selling brokers, and of course, plus the 5% buyers premium. AltiSource's Hubzu.com still pays 3% to the selling broker but who knows if they will reduce it too. For now, AltiSource is not using local listing broker but their own in-house broker.
These auction trending is kind of changing again the industry how properties are getting sold, and the trend is paying less and less to the agents but these banks and mortgage companies want your loans. This is what I suspect is the direction of AltiSource buying Equator, to be their outlet for short sale approval. And again, Equator is becoming also as a consumer website compared to as an exclusive RE professional website when it was started.
Watch out also for another portal, Sold.com. This appears to be owned by the same owner for Auction.com.  I see Sold.com is heavily advertising on the internet soliciting homeowners to list directly saving the agent commission. Of course, there will be the 5% buyers premium to be paid by the Buyer in add

Hello,

Now you know why volume has been so bad on Altisource since Dec 2012! I suspect they bought equator just for the platform to connect to Agents.and to c

ning

Joey Singh- Wow Wow Altisource is buying Equator! 8/21/2013 - REOPro - Real Estate Default Professionals

Graduate University of Denver  Law Degree
Associate Broker with Cherry Creek Properties, LLC
RE/MAX Associate Broker from2003to 2010
Member of the Douglas/Elbert Board of Realtors
Member of the Colorado Association of Realtors
Member of the National Association of Realtors
JD - Colorado Attorney
Recipient of Re/Max Hall of Fame Award
Top 20 Re/Max Alliance Agents  2009
Platinum Club - Re/Max Alliance

EXPERIENCE/COMFORT LEVEL:
I am part of a team who has worked REO and Distressed Properties for several years. With my seven years of experience as a top producing Realtor, my business model is centered around REO listing maintenance and recommendation of repairs to facilitate the quickest sale.
FINANCIAL RESOURCES:
I have the financial resources to maintain an unlimited quantity of homes, including monthly utilities, maintenance, re-key and repairs.
PROPERTY MANAGEMENT:
With a list of vendors that supply interior cleaning, exterior landscaping, clean outs and repairs, I am experienced in maintaining properties.
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I am always quick to respond. All properties are secured immediately with a visit in less than 24 hours to assess the occupancy. Locks are re-keyed upon vacancy.
TEAM:
I have a team of professionals working with me to maintain the REO properties.
PROMOTING BANK INTERNAL FINANCING:
I am set up to promote the banks internal financing. Each individual property will require a preapproval from your institution, along with promotional materials onsite.
COVERAGE AREA:
List of Zip Codes
.
Committed and dedicated to continually improve my real estate knowledge and sales skills by determining new methods, programs, systems and services that will minimize your losses, protect your assets and sell them in the shortest possible time.
Allow me to assist you with valuation, pricing and marketing your assets with a high
level of expertise and customer s

Sabina Kier, Castle Rock CO REO Certified, Equator Certified, Full Service, Innovative Marketing. All REO services including cash for keys, evictions, Rehab.

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Castle Rock CO Full Service REO Services, Rehab, Cash for keys, evictions. REO Certified, Equator Certified, Sabina Kier

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REALWISE Search is a powerful software that assists the real estate agent/brokerage in: finding MLS opportunities, pre-foreclosures, foreclosures, tax-sale properties and Bank Owned Properties(REOs), property owners with high equity, low equity, mortgage information, etc. to be able to specifically market for leads to increase listings and bring more educated buyers to the table. This software

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I work with over 20 different banks and financial institutions. I am a member the National REO Brokers Association and REOMAC. I am on res.net, Equator, Disposolutions, Pyramid, & Reonetwork. I am the preferred agent for may banks and outsourcers.
Coverage areas includes the greater Houston, Beaumont, Dallas, San Antonio, and Austin areas.
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 The listings data displayed on this medium comes in part from the Real Estate Information Network, Inc. (REIN) and has been authorized by participating listing Broker Members of REIN for display. REIN's listings are based upon Data submitted by its Broker Members, and REIN, therefore, makes no representation or warranty regarding the accuracy of the Data. All users of REIN's listings database should confirm the accuracy of the listing information directly with the listing agent.  2020 REIN. REIN's listings Data and information is protected under federal copyright laws. Federal law prohibits, among other acts, the unauthorized copying or alteration of, or preparation of derivative works from, all or any part of copyrighted materials, including certain compilations of Data and information. The Duplicate Listings Disclaimer is as follows: Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions. COPYRIGHT VIOLATORS MAY BE SUBJECT TO SEVERE FINES AND PENALTIES UNDER FEDERAL LAW. REIN updates its listings on a daily basis. Data last updated: 2020-01-15T16:36:01.957.
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are   2020 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.   Data last updated: 2020-01-15T16:57:16.25.
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Our real estate firm has teamed up with Moseley Real Estate Schools! Moseley has been training students in the real estate industry since 1972 and offers real estate education for Salesperson Licensing, Broker Licensing, Continuing Education, and Post License Education. Visit Moseley to sign up for a licensing course, or check out their FREE CE/PLE today! .

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We use cookies to ensure that we give you the best experience. If you continue using this website, we'll assume that you are happy about that. IT'S OK more info Welcome. Andorra Travel Service B2B Agents Portal Travel Agent Partner Program Join our growing network of travel agencies on our special agents platform. Access to  Continue reading "Agent Login"

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Contents1 Why do you need access insurance agent login? 2 access insurance agent login and risk reduction. 3 Choose for yourself access insurance agent login! access insurance agent login  this is an important issue in the life of modern man. Practically every person has insurance policy today. Why do you need access insurance agent 

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Access Your ExxonMobil Business Credit Card Account Online
January 9, 2019
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Cardholders of Exxon Mobile Business Credit can access and manage their credit card accounts online at the Exxon Mobile Business secure portal.  To review account information cardholders will need to enter their User ID and Password.  If this is your first time accessing your account through the online services you will need to register via the Register Now button and complete the process.  During the registration process you will create your login credentials for future access.
Utilizing the online site allows customers free access to their account 24 hours a day 7 days a week.  Every transaction made via your credit cards are updated to your account in real time for constant monitoring for accuracy and review.  You can
review your statements online
and never have to rely on paper statements to arrive in the mail on a monthly basis.
All of your account profiles can be updated if there is a need to change someones name or maybe an address needs to be updated.  When its time to make a payment cardholders can select a billing date for automatic payments to be scheduled or simply make a manual payment every month online.  Its a free service and your payment will reflect the same day or at the latest the next day.
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Cardholders of Exxon Mobile Business Credit can access and manage their credit card accounts online at the Exxon Mobile Business secure portal. To review accou(...)

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Access Your ExxonMobil Business Credit Card Account Online
May 9, 2019
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Cardholders of Exxon Mobile Business Credit can access and manage their credit card accounts online at the Exxon Mobile Business secure portal.  To review account information cardholders will need to enter their User ID and Password.  If this is your first time accessing your account through the online services you will need to register via the Register Now button and complete the process.  During the registration process you will create your login credentials for future access.
Utilizing the online site allows customers free access to their account 24 hours a day 7 days a week.  Every transaction made via your credit cards are updated to your account in real time for constant monitoring for accuracy and review.  You can
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All of your account profiles can be updated if there is a need to change someones name or maybe an address needs to be updated.  When its time to make a payment cardholders can select a billing date for automatic payments to be scheduled or simply make a manual payment every month online.  Its a free service and your payment will reflect the same day or at the latest the next day.
Cardholders can also take advantage of the download reports option.  This is especially good when you want to do a more thorough review of your account transactions and possibly print out statements.  Online access is a convenience for cardholders as they can easily monitor all of their account activity more swiftly and review their own account information without needing the assistance of customer service.
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But before that you need to know about Chase how to make business card online account. You might already have experience in selling product through Amazon,

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through your internet web browser.
Click on the Business link.
On next page click on the Go to Business Center link at the right hand side of the page.
For registration click on Register button.
This will take you to the registration page. The registration process involves five steps i.e. Merchant Validation, Contact Information, Business Locater, User Profile and Registration Complete.
First of all you are supposed to give out your GE Capital Merchant Number and Bank Account Number and after that click on Continue.
Next complete the procedure for registration by carefully following all the given instructions and providing the required information.
Tips/Requirement:
First of all, make sure to have access to computer and internet.
If the business has several locations then you are required to register each location separately.
You must provide a valid email ID.
You must know your merchant number, bank account number and employee list; as it is necessary.
About Company:
Company is owned by General Electric that is its financial services unit. It provides financial services that allow the clients to make purchases through a wide network of corporations and retailers. They offer their financial support, intellectual capital and volunteer manpower to deal some of the hardest challenges that our community is facing. Having more than 75 years of experience, they are considered as the most successful and leading consumer finance lenders. Their financing services help the businesses to grow and the consumers the reasonable and easy options for payments. They try to make everything easy for their customers through their quality services.

One of the services that GE Capital is offering is Business Center and provides the single location access to your whole consumer financing program. It enables you to take control over your sales, marketing, operations and training. But it requires you to make an account first. You can get yourself registered online; the entire procedure 

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Enter the first name of your employer.
Enter the last name of your employer.
Enter your preferred phone number.
Enter your preferred email address.
Confirm the email address by re-entering it into the section provided.
Create a username for your account.
Create a password for your account with at least 8 characters with one uppercase, lowercase, and one number or special character.
Confirm the password by re-entering it into the section provided.
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How to Login to your Liberty Mutual Business Insurance Online Account
Visit the Liberty Mutual Insurance Official page at reference link 1.
Click on
found at the uppermost left section of the page.
Click on
found at the uppermost right section of the page.
Enter your username.
Tick on
Remember me
if you want your browser to save your username and only if you are using your own personal computer.
Click on
If you forgot your username:
click on
. Click on
Yes
to answer the question, Are you an employee benefits user?. Enter your email address. Click on
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Among the products and services of Liberty Mutual Insurance for businesses is the insurance for employees. This guide will focus on the on the online accounts for insured employees including the registration and logging into their accounts. With an online account, employees will be able to conveniently access and manage their policies including but not 

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Online banking service Cashplus has announced the launch of a new business current account, which it claims will allow users to establish an account instantly without needing to wait for approval. Cashplus, which is wholly owned by e-payment specialists Advanced 

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Managing your money flow should be uncomplicated! Once your account is opened, utilizing the Mobile Banking feature of your savings account, you can deposit, withdraw and transfer money with lightning speed. SSN not need, I opened a U.S. bank account for my firm by e mail through my
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For instance, some banks will request you to upload the image of your PAN Card, Aadhar Card, your signature on a plain paper and your photograph for their records. Hence, with Aadhar card your KYC requirement is carried out and your account is opened without visiting the bank branch. To open a savings account on the net, the banks in India leverages biometrics-enabled ID of Aadhaar card to assure that there is no paperwork involved for opening the account.
Read More
 Small Business Insurance Cost
Some banks have even allowed taking selfie from the App itself which is utilised as your photograph in the account. Whilst some banks have tie-up with merchants or partner shops where you can go to and confirm your Aadhar information with fingerprints in the scanner to full the account opening procedure. After you know the kind of account you want to open, the next step for how to open a business bank account on the net is to discover the banks that present what you have to have.
Citibank offers direct US accounts. Digital and mobile banking aims to adjust banking the way we know as it brings the entire savings account squeezed to match into our smartphones. You can transfer and obtain funds on line via online banking and Mobile App. Consequently, any individual getting an Aadhar Card and a smart telephone can simply open

Managing your money flow should be uncomplicated! Once your account is opened, utilizing the Mobile Banking feature of your savings account, you can deposit,

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What is the easiest bank account to open online?
1.
Choose a Bank or Credit Union with $0 Deposit ReqsBarclays Online Savings.Chime.Discover Online Banking Cashback Debit.Credit Unions.Wells Fargo Opportunity CheckingBBVA Compass Easy Checking.Radius Bank Essential Checking..
Can you be denied a business bank account?
Its true that opening a business bank account should be as easy as filling out a simple online form.  Therefore, if you were denied for a business bank account (or multiple) theres more than likely an issue with your ChexSystems report.
What documents do I need to open a TD bank account?
You will need your:Drivers license/state ID.Social Security number.Personal/contact info (date of birth, address, phone number, and email)Money for an opening deposit (cash, debit card number, or routing and account numbers for another account)
Is TD Bank good for small business?
This business checking account is best for small companies that want low monthly maintenance fees for their checking account in the U.S. or Canada.  $10 per month of a basic business checking account at TD Bank. The TD Bank network has 1,250 branch locations and over 2,500 ATMs across the U.S. and in Canada.
How much does it cost to open a TD Bank business account?
What you payMinimum Deposit to Open$25Monthly Maintenance Fee$10Ways to Waive Monthly FeeN/ANo Charge Paid and/or Deposited Items200 ($0.75 for each item thereafter)No Charge Cash Deposits in StoreUp to $5,000 free ($0.25 per $100 thereafter)35 more rows
Which is the easiest bank to open a business account?
The top three traditional business bank accounts for those with poor credit histories.Santander start-up business account  Good value account, but terrible app.NatWest foundation business account  See below of more details.Barclays  Still one of the quickest and easiest to open.
Which bank is the best for small business accounts?
Now that we have all that out of the way, lets take a look at the best banks for small businesses.Best Overall: Chase.  Best Credit Union: Navy Federal Credit Union.  Best for Online-Only Checking: Axos Bank.  Best for Number of Branches: Wells Fargo.  Best for Business Analysis: M&T Bank.More items
Can I open a small business account online?
Opening a business bank account is easy once youve picked your bank. Simply go online or to a local branch to begin the process. Here are some of the most common documents banks ask for when you open a business bank account. Some banks may ask for more.
Do you need EIN to open business bank account?
Technically, single-member LLCs and sole proprietorships are not required to have an EIN as they are taxed as individuals.  Instead, you can simply open a bank account without an EIN. Also, some institutions may be open to using your Social Security Number (SSN) to register so it is worth checking first.
What documents do you need to open a business checking account?
What Do I Need to Open a Business Bank Account?Social security number or employer identification number (EIN)Personal identification, such as a passport or drivers license.Business license with the name of the business and the owners name(s)Certificate of assumed name/DBA.More items
How much money does it take to open a business bank account?
Rates and fees vary from bank to bank. Many bank dont charge a monthly fee, but they will require you to deposit a minimum amount to open the account. Minimum deposits can be as low as $25 for a bare-bones business bank account, though this comes with certain requirements like keeping a daily balance of $1500.
Are there any free business bank accounts?
NatWest is a UK based bank that offers online, over the phone and branch-based banking options. They offer free business banking on their current accounts if your business has been established for less than 12 months with a turnover below 1 million for 18 months.
Why would you be refused a business bank account?
Adverse Credit: As every high street bank will perform a credit check, if any of the directors or main shareholders has a poor credit rating, then your application will get declined for a business bank account.
How long does a business bank account take to open?
1 to 4 weeksItll usually take 1 to 4 weeks to open a business account, as the bank will need to carry out a number of checks to confirm your identity, business and any directors registered to your company. Several factors can speed up the process such as: If youre already registered at the bank with a regular current account.
How do I open a TD Bank business account?
Home-based business documentation (Required for in-person account openings)TD Bank Business deposit customer for more than 6 months.Business open for more than 6 months.License for trade business or sales tax usage document.Commercial vehicle registration with address that matches business/home address.More items
Which banks allow you to open a business account online?
The 5 Best Places to Open a Business Checking Account OnlineBlueVine: Best for earning 1% interest; no-fee account.Azlo: Best for no fees and invoicing.Radius: Best for growing businesses.Novo: Best for startups.NBKC: Best for low-fee banking.
Can I open a business checking online?
Top 5 Options to Open a Business Checking Account Online BlueVine. OZK. Bank of America. Axos.
Can I open a Bank of America business account online?
We offer 3 convenient ways of opening a business checking account: Choose your business checking account and apply online. Call 866.543.
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payment to/from the establishment the scholar attends. When university student Gains expire just after 5 decades or on pupil's 24th birthday, whichever will come initial, the account will change to your TD Convenience Checking account. 3TD Bank Cellular Deposit is on the market to Prospects with
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Celebration of Life
                                                   For Mother Ernestine L. Marshall Coleman

Ernestine Lucinda Marshall Coleman was born to Deacon William Ernest Dud Marshall and Mother Inez Cooper on a large farm in the red clay hills of Solgohachia, Arkansas.

Her education had began at an early age in Solgohachia and AM&amp;N College in Pine Bluff, Arkansas.  She later received her B.A. and M.A. degrees from Washburn University in Topeka, KS.

She was married to Forest Coleman in 1947 who at the time had twin daughters.  To this union four precious children were born:  Larry Coleman Sr., Janice, Craig  and Forestine. Her husband passed away on April 17, 1993.

At an early age, she committed herself to Christ and was a faithful member at Pilgrim Baptist Church in Topeka, KS.  She was a faithful worker in Kaw Valley District and her community.  She was inducted into the PJB State Missionary Hall of Fame in Kansas City, KS, October 2008.  She was a member of Phi Kappa Phi Honor Society.  She held a lifelong membership in the NAACP.  She graduated from the Menninger Bible Class in 1959.  She was a Past Worthy Matron of Bethany #7, O.E.S.  She retired as a Special Needs Education Teacher from 501 school district in Topeka.

Ernestine was preceded in death by her husband Forest Coleman, father Deacon William Ernest &quot;Dud&quot; Marshall, mother Inez Cooper, sons Larry Coleman Sr, Craig Coleman, twin daughters, Arlene Crump and Darlene Crump.

Survivors include daughters, Janice M. Coleman (Los Angeles, CA), Forestine Pena (Topeka, KS); grandsons, Larry Coleman Jr. ( Sebring, FL), Kevin Smith (Topeka, KS); granddaughters, Vicki Crump, Diane Crump both of (Newton, KS); goddaughters, Dionne Banks, Yvette Woods,( Atlanta, GA), Niah Sayles (Kansas City, MO); seven great-grandchildren, five nieces, two nephews, family friends Merle and Paulette Keeling, and Mary Kelly along with a host of other family and friends.

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 Music: Bands, Musicians, Music Festivals, etc.
 Other: All other events and activities
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Whats New
Aug 23, 2019
Version 1.0.7
We update the app regularly so we can make it better for you. This version includes minor bug fixes and performance improvement.
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Woodland School, Education & Training. 7224 Supply Rd Traverse City, MI 49686-9416. (231) 947-7474

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Friday, Nov 16 2018 - 06:00 PM
251 East 82nd Street (between 2nd and 3rd Avenues), New York, NY , King's Carriage House
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ListServ
All ACFA members are eligible to join our ListServ where they can ask questions, get answers, share their knowledge and otherwsie discuss current topics related to commerical debt matters.  To join, please
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Continuing Legal Education
Each year, ACFA presents five, one-hour CLE presentations on topics related to commerical debt financing and bankruptcy.  The events are held on weekdays at the Yale Club, 50 Vanderbilt Avenue, New York, and are preceded by a cocktail reception, including an hors d'oeuvres buffet.  The cost of the events are included in the annual dues.
Continuing Legal Education Library
ACFA offers an extensive library of legal and educational materials which may be downloaded
Accessible to ACFA Members in good standing.

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Traverse City Area Public Schools (TCAPS), Education & Training. 412 Webster Street Traverse City, MI 49686. (231) 933-1725

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NMC - Michael & Barbara Dennos Museum Center, Education & Training. 1701 E Front St Traverse City, MI 49686-3016. (231) 995-1055

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Grand Valley State University - Traverse City Regional Center | Education & Training | Health Care | Social Work | Education/Training

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Ferris State University - Traverse City, Education & Training. 2200 Dendrinos Dr, Suite 100 Traverse City, MI 49684-8895. (231) 995-1734

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Davenport University - Northern Michigan Operations, Education & Training. 2200 Dendrinos Drive Traverse City, MI 49684. (231) 995-1740

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Central Michigan University Global Campus - Traverse City Center | Education/Training | Education & Training

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University of Michigan Office of Government Relations, Education & Training. Flemming Administration Bldg. Ann Arbor, MI 48109-1340. (734) 763-5554

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Traverse Bay Area Intermediate School District (TBAISD), Education & Training. 1101 Red Dr Traverse City, MI 49684. (231) 922-6200