Anne Hauth
Read Naturally founder Candyce Ihnot likes to tell the story of a little boy who went from struggling to fluent using the Read Naturally program. When Candyce asked the boy how he got
to be such a good reader, he said with a smirk, It was nothing you did. Rather than be offended by his brutal honesty, Candyce was delighted. The boy was taking due credit for his own accomplishment. He had come to understand that hed possessed the tools for success all along. Having found the confidence and fortitude to master a huge challenge, he could now draw on those qualities again in the futurewithout his teachers help.
Of course, the boys assessment that Candyce had done absolutely nothing to help him learn to read was not entirely accurate. Rather, Candyce had offered just the right amount of support while still allowing him to feel ownership of his own success. Read Naturally teachers should aim to strike this same balance. The sweet spot lies in middle ground between over-functioning for your students, hijacking their accomplishments, and leaving them hanging without enough support to thrive. So how do you find this sweet spot?
Although Read Naturally students are able to work independently most of the time, teacher support in key areas is crucial to their success. Specifically, you must provide support:
To properly train students in how to use the program and to set clear expectations from the beginning.
In ReadLive, you can teach your students how to do the steps of any Read Naturally Live series by combining a four-part video series,
,
with hands-on experience. In each video a student demonstrates a different set of Read Naturally Live steps. After watching a video, have each student login to his/her first Read Naturally Live story and completethe steps demonstrated in the video.
Read Naturally Strategy programs also include detailed lesson plans for training students.

Although Read Naturally students are able to work independently most of the time, teacher support in key areas is crucial to their success.

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Blog :: The Sweet Spot of Support :: Read Naturally, Inc.

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Nic was convinced that no matter how hard he tried, he would never do better in school. Unsurprisingly, this meant that Nic did not want to try at all.
His conviction wasnt built on laziness or bad intentions. Nic, like all of the students Ive ever taught, didnt want to be unsuccessful, and in other realms of life he proved that his work ethic could be strong. He had just come to believe, over years of schooling, that effort in school didnt pay. It wasnt worth it because it produced no results. Hed put in effort before, but it hadnt worked.
The effort belief is one of fivethat exists in the heart of any motivated learner. (I discuss the beliefs at length in the second chapter of
These 6 Things
.) Whether in a cross country runner applying the feedback of her coach or a teacher attempting some new strategy he learned from a blog or a pair of parents taking a new tack with their tricky teenager, high quality effort only ever comes when the learner believes that effort is going to do something new.
Often called growth mindset, the effort belief has been widely misunderstood by educators and parents in the last decade. We mistakenly think of it as a fixed quality  you either have growth mindset or you dont  rather than something constantly shifting based on the task or the context at hand. We seek to build it with vague praise  Good job, you tried hard!  rather than useful, targeted feedback. And we overestimate the power of effort while underemphasizing the critical roles of scaffolding, quality instruction, and prior knowledge in making effort efficacious.
But despite these important caveats, we must not underestimate the great power of the effort belief in our students. Were wisest when we look at how our classrooms, assignments, and practices undermine or strengthen this critical belief. Today, Id like to look at a thirty-year-old intervention for reading fluency called Read Naturally and how it skillfully builds the effort belief in students at risk of losing it.
Read Naturally: An Overview of the Intervention
Jan Hasbrouck is a reading expert in Oregon, and while reading her article Drop Everything and ReadBut How?: For Students Who Are Not Yet Fluent, Silent Reading Is Not the Best Use of Classroom Time(2006), I was struck by the ways in which an intervention she featured skillfully builds the effort belief in students.
The intervention  called
Read Naturally
and developed by Minneapolis educator Candyce Ihnot in the late 1980s  is aimed at helping students develop stronger reading fluency. (Fluency is defined by the National Reading Panelas the ability to read text with accuracy, appropriate rate, and good expression.)
At the start of the intervention, students perform an unrehearsed cold reading of a passage for a small period of time. After this initial reading, students calculate their word counter per minute (WCPM) and graph it on a bar graph.
Ill let Hasbrouck take over from here:
In step two, students practice reading this same passage three to four times along with a model to learn how to accurately pronounce all the words in the text. This step is not timed, and the students read the entire passage [rather than simply the part they were able to complete during the short time limit in the first step]. The modeled reading can come from a recording or a person trained to read the passage at a rate that is comfortable for the student. The key here is that a student does not just listen to the model, but actually reads aloud (softly) with the narrators voice, giving full attention to the text. Encouraging students to point to the text being read and informing them that they will be responsible for answering a set of comprehension questions after completing all the steps in the strategy helps the student stay focused.
Once students feel comfortable with the text, they begin step three in which they read the text independently, again aloud, but softly. Students set a timer for one minute and read the text several times until they are comfortably reaching their predetermined goal leveland are ready to be checked by the teacher
In the final step, the student reads for the teacher, who then calculates the WCPM score. The student passes if four criteria are met: 1) the WCPM score meets or exceeds the predetermined goal; 2) three or fewer errors are made; 3) the student reads the passage with correct phrasing and attention to punctuation; and, 4) the student can correctly answer a few comprehension questions. When students do not pass, they continue practicing this same text. When they do pass, they graph their new score onto the same bar with their initial, unpracticed score, using a different colored pencil or marker. This graph gives tangible evidence to the students that they are improvingand keeps motivation high by showing them that their own effort makes the difference.
Unpacking how the Read Naturally intervention builds the effort belief
The most difficult thing about building the effort belief in our students is that our students are not foolish. If students like Nic werent intelligent, then we could tell them to just keep trying, just keep putting in effort, just keep believing in themselves, and theyd just keep putting in effort. But Nics not dumb, and so he needs to see that effort works. He needs some indication that trying will actually change things.
This means that one of our primary aims in schools is to create the conditions in which students can practice the right kind of effort  namely, the kinds of effort that works  and then direct our students attention to how this right effort produces improvement over time.
Since Ihnots method works  since it actually helps students grow in fluency  and since she has students use a bar graph to keep track of their growth, the effort belief naturally comes as a result. As Hasbrouck concludes, the bar graph keeps motivation high by showing them that their own effort makes the difference. Thats what students like Nic need  to be shown that their effort makes a difference. In the case of many secondary students, it will take a while for such demonstrations to pay off  after all, students like Nic have often accrued years of data indicating that effort doesnt matter.
Perhaps the most important thing to understand about the effort belief is that it cant cure poor instructional design. A central question of the educators work is, How do I actually teach this thing? How do I actually help students get better at X? This is what Candyce Ihnot did when she developed the Read Naturally intervention for her masters thesis in 1989. She said, If I were to design a simplemethod for improving reading fluency in students who were struggling, what would it look like?
(For a couple more questions on making things less complicated, this postmight help.)
As Nics grade started to tank in my class this last year, I realized that the normal instructional program for Nic was going to end with a failed semester in

Nic was convinced that no matter how hard he tried, he would never do better in school. Unsurprisingly, this meant that Nic did not want to try at all. His conviction wasnt built on laziness or bad intentions. Nic, like all of the students Ive ever taught, didnt want to be unsuccessful, and in other 

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The Effort Belief in Action: Read Naturally as a Case Study - Dave Stuart Jr.

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How Can I Connect Naturally With Men? All The Advice I Read Doesnt Work For Me!
How Can I Connect Naturally With Men? All The Advice I Read Doesnt Work For Me!
posted on
March 18, 2018
Have you ever read a blog or watched a video about meeting great guys and thought thats not me, I cant do that
or thats completely unrealistic, or thats alright for them?
Sometimes a lot of the writing and advice thats out there is based on a one-size fits all approach. They fail to take into account that were all individual.
What if theres a way to find and use your unique talents to connect with men more naturally?
Gallups CliftonStrengths Assessment
gives you a cost-effective to find your unique talents.
This is the first step. Once you know and understand them, you can apply them in any way you want. I was so impressed with the information I learned from taking the assessment that I trained as a CliftonStrengths coach. This is the basis of
 I empower you to appreciate your talents, so you can create the relationship of your dreams.
Understand Your Unique Talents
Everyone has talents
. But maybe not everyone gets to refine those talents into a specific strength. This is Gallups main idea. By working on, practising, refining and getting coaching about our talents, we can start to hone them into a strength. Gallup define a strength as
the ability to consistently provide near-perfect performance
. Taking the assessment gives you your Top Five themes of talent. Once you know them, you can go to work on developing a strength.
But how does this link to connecting with men in a more natural way? By understanding your talents, you can start to find ways to apply them to meet great guys. In this way, you can start to take actions that most matches your naturally occurring ways of thinking, feeling, and behaving. Youre no longer attempting a recommended strategy from a book, blog or video that someone else has suggested. Youre starting to find the ways that match your unique combination of talents.
For example,

Have you ever read a blog or watched a video about meeting great guys and thought thats not me, I cant do that or thats completely unrealistic, or thats alright for them? Sometimes a lot of the writing and advice thats out there is based on a one-size fits all approach. They fail to take 

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One Minute Reader
.
Read Live is a web-based implementation of Read Naturallys fluency intervention. The goal of fluency instruction is to help students be able to read as well as they speak, and to be able to make sense of what they are reading without having to stop and decode words as they are reading. Read Naturally live also supports development in the areas of vocabulary and comprehension. The Read Naturally website has
videos
that tell you more about the program and how it is run. Read live includes Wordtastic, a vocabulary game for students, a Spanish read-along feature, and multiple reports for you, the parent, about your childs progress. A 12 month subscription to Read Live costs $149.00. This includes access to 13 sequenced and 6 phonics curriculum levels, access to oral fluency benchmark assessment passages, online teacher training videos, and technical support.
One Minute Reader
is another fluency program offered by Read Naturally, but it is not web-based. In this program, children build fluency by reading a short story aloud first alone, then with a CD, then by themselves again. Finally, they read it aloud to an adult. Each time the child reads, they keep track of their words read per minute and graph their progress on the story. The program also features a short quiz on the story, to support comprehension, and a puzzle the students can do as they work their way through the book.
One Minute Reader has six different levels, and there are

Read Naturally is a company founded by Special Education teacher Candyce Ihnot and her husband, Tom. Its programs are based on a unique strategy for helping struggling readers that Mrs. Ihnot developed while working on her Masters Degree. Their programs support and develop the five essential components of reading and combine the three strategies of 

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Read Naturally - Homeschool Review Crew

About eight years ago, our standards for reading fluency increased. I was teaching second grade at the time. By the end of second grade, students were expected to read 50 words correct per minute. That changed when the state of Washington decided to raise the standard to 100 words correct per minute. Wow! Thats aRead More

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fashionpulse
If youve got Earth Day on the brain, heres a fashionable eco-friendly read not to miss (post first published 3/10/2009)
I had the pleasure of meeting Summer Rayne Oakes at the press preview of the new Zoe&Zac line of green shoes for Payless, which she consulted on (I cant wait!!), and was immediately impressed with her dedication and thoroughness to all things eco. I recently went to the book launch party for Ms. Oakes new tome 
Style, Naturally: the Savvy Shopping Guide to Sustainable Fashion and Beauty,
 and was thrilled to find a book written by a hip, fashionable person on eco-frendly brands, complete with beautiful photos and a clean layout. So much information and so many green brands are so staid and really outdated in their styling that its nice to have an example of brands that are working toward reducing their impact on the environment while being on-trend, such as Form & Fauna, Terra Plana, and Kiss My Face. In addition to giving pointers and tips on what to look for in products, I thought the most helpful aspect of the text is the resources section in the back, which succinctly ties together websites to shop, definitions, and other suggested books and magazines. For more on the book and

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Style, Naturally  Put it on Your Must-Read List!

Friends and Partners
Read Live Intro | Steps | Trial
Read Naturally Live is a web-based intervention that applies the research-based Read Naturally Strategy to accelerate reading achievement. Visual and auditory prompts guide students through the motivating steps to develop fluency and phonics skills, support comprehension, and improve vocabulary.
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Learn more about cloud-based Read Naturally Live: watch an introductory video, walk through a demo of the program steps, or sign up for a 60-day free trial.

Read Live Intro | Steps | Trial :: Read Naturally, Inc.

A-ReadIt's not just any read, it's A-Read!

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login to your RoadRunner Email Account
often and it is considered as inactive after 180 days of inactivity. You will not receive any email after the 180 days.
How to Get RoadRunner Email Services?
As we said above, the
Roadrunner email login
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You need to request for a Roadrunner Email Account.
Then you will get the login details for your account.
Using these details, activate your Roadrunner Account
After the activation, you will be able to change the password for your Roadrunner master account.
You will al

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Securing an email account is of paramount importance because if an email account is vulnerable to hacks, then the user owning that email account will have to remain ready to see all its data getting into the hands of hackers and spammers. But, if the user wants to secure his/her email account, then he/she will have to follow certain steps, which you can find at RR Email Login website.

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Joe Maddon, the very successful longtime manager of the Tampa Bay Rays, has exercised an out clause in his contract and is essentially a managerial free agent. This is a stunning development in that folks like Buster Olney of ESPN, someone quite plugged in, didnt even know he had that clause in his contract.
So suddenly one of the five best managers in baseball is available at a time when only one other team (aside from Tampa, now) has an active managerial opening: the Twins.
The first bit of speculation had Maddon going to the Dodgers to follow
Andrew Friedman
, but Foxs Ken Rosenthal said Maddon is not going to L.A The Dodgers current manager is Don Mattingly.
Twins fans are going crazywith optimistic speculation that he could wind up here. We cant blame them; wed dare ourselves to dream, too, and certainly nothing can be ruled out.
Olney thinks the Cubs are a more logical landing spot
, though Chicago does have a manager (Rich Renteria) already in place. Then again, a lot of teams would drop everything (and anyone) if they had a chance to get Maddon, so the fact that the Twins have an opening while nobody else does probably doesnt mean a ton.
Would it make any sense for Maddon to jump to the Twins? Not if hes looking for a big leap in payroll (Twins opening-day payroll last year was around $86 million, while the tight-fisted Rays still checked in around $77 million). Not if hes looking for a team that has a track record of recent success.
But  if hes looking for a fresh challenge, a huge upgrade in ballpark and he believes that the Twins highly touted prospects make them a candidate to be contenders for the next 5-7 years  then, well, maybe?
Again, there are other teams that make more sense. But its not as though the Twins make no sense. And they are the only team with an existing opening. If Terry Ryan and the Pohlads dont at least make an inquiry, theyre doing the search a disservice. And until were all told otherwise, dream away.

Joe Maddon, the very successful longtime manager of the Tampa Bay Rays, has exercised an out clause in his contract and is essentially a managerial free agent. This is a stunning development in that folks like Buster Olney of ESPN, someone quite plugged in, didn't even know he had that clause in his contract.
So suddenly one of the five best managers in baseball is available at a time when only one other team (aside from Tampa, now) has an active managerial opening: the Twins.
The first bit of speculation had Maddon going to the Dodgers to followAndrew Friedman, but Fox's Ken Rosenthal said Maddon is not going to L.A. The Dodgers' current manager is Don Mattingly.
Twins fans are going crazy with optimistic speculation that he could wind up here. We can't blame them; we'd dare ourselves to dream, too, and certainly nothing can be ruled out.
Olney thinks the Cubs are a more logical landing spot, though Chicago does have a manager (Rich Renteria) already in place. Then again, a lot of teams would drop everything (and anyone) if they had a chance to get Maddon, so the fact that the Twins have an opening while nobody else does probably doesn't mean a ton.
Would it make any sense for Maddon to jump to the Twins? Not if he's looking for a big leap in payroll (Twins opening-day payroll last year was around $86 million, while the tight-fisted Rays still checked in around $77 million). Not if he's looking for a team that has a track record of recent success.
But  if he's looking for a fresh challenge, a huge upgrade in ballpark and he believes that the Twins' highly touted prospects make them a candidate to be contenders for the next 5-7 years  then, well, maybe?
Again, there are other teams that make more sense. But it's not as though the Twins make no sense. And they are the only team with an existing opening. If Terry Ryan and the Pohlads don't at least make an inquiry, they're doing the search a disservice. And until we're all told otherwise, dream away.

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RandBall: Maddon leaves Tampa Bay (and Twins fans go crazy) - StarTribune.com

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Save
RALEIGH, N.C. (AP)  Brayden Point and Ross Colton scored and Andrei Vasilevskiy controlled the crease, helping the Tampa Bay Lightning beat the Carolina Hurricanes 2-0 on Tuesday night to win the second-round playoff series in five games.
Vasilevskiy finished with 29 saves and stumped the homesteading Hurricanes for the third time in as many series games at PNC Arena. The former Vezina Trophy winner as the NHLs top goaltender and a finalist this year had allowed just two goals on 70 shots through the first two games to open this series.
Then, after a wild Game 4 in Florida that saw each team score four second-period goals, Vasilevskiy turned away all shots to help the reigning Stanley Cup champions advance. It was his third career postseason shutout, each coming in three straight series clinchers, starting with last years Cup clincher against Dallas.
Among his saves Tuesday was a huge glove stop of a 2-on-1 short-handed chance by Carolinas Vincent Trocheck.
Points goal came moments later on a gorgeous effort. He took a feed from Alex Killorn to his backhand side near the crease, went to his forehand before returning to the backhand to get Carolina netminder Alex Nedeljkovic off balance just enough to score at 4:06 of the second.
The Lightning nearly pushed that lead to 2-0 with captain Steven Stamkos scoring a buzzer-beating goal, but a review determined the puck didnt cross the goal line in time. But Colton made up for it at 9:04 of the third, making it 2-0 and more than enough for Vasilevskiy in this game.
Next up for Tampa Bay is the winner of the series between the New York Islanders and the Boston Bruins. The Islanders lead that best-of-seven series 3-2 and can close it out Wednesday at home.
It was a frustrating finish for the Hurricanes, who were in the playoffs for the third straight season after a nine-season drought. They won the Central Division title for their first division crown since winning the Cup in 2006, and were in the Presidents Trophy race until the final week of the season.
But, Carolina lost all three home games in this series, despite having a rowdy crowd of more than 16,000 in attendance.
Nedeljkovic had 23 saves for the Hurricanes.
INJURY WATCH
The Hurricanes got a significant boost with the return of Trocheck and winger Nino Niederreiter from multi-game injuries.
Niederreiter hadnt played this series due to an upper-body injury suffered in a practice before the series opener. Trocheck suffered a lower-body injury in Game 2 and hasnt played since.
Hurricanes forward Warren Foegele remained sidelined with a shoulder injury suffered in a Game 3 hit.
STORM WARNING
Carolina Panthers coach Matt Rhule sounded the storm-warning siren for the Hurricanes to take the ice for the third period.
Duke associate head mens basketball coach Jon Scheyer  who last week was named the coach-in-waiting successor to Hall of Fame coach Mike Krzyzewski for the 2022-23 season  sounded the first-intermission siren.
Matt James, a former Wake Forest football player and star of the reality TV show The Bachelor, sounded the pregame siren.
Follow me on Twitter @Bill_Haufe. Email me at

RALEIGH, N.C. (AP)  Brayden Point and Ross Colton scored and Andrei Vasilevskiy controlled the crease, helping the Tampa Bay Lightning beat the Carolina Hurricanes 2-0 on Tuesday night to

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Tampa Bay advances to semifinals |  | stardem.com

Tampa Bay Lightning players celebrate a win over the Dallas Stars in Game 3 of the NHL hockey Stanley Cup Final, Wednesday in Edmonton, Alberta.
Associated Press

Tampa Bay Lightning players celebrate a win over the Dallas Stars in Game 3 of the NHL hockey Stanley Cup Final, Wednesday in Edmonton, Alberta.

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Tampa Bay momentum over Dallas into back-to-back Cup games |  | napavalleyregister.com

Jason Pierre-Paul
was behind the wheel of $350,000 Ferrari when he crashed into a concrete barrier on May 2 ... this according to the crash report obtained by TMZ Sports.
The Florida Highway Patrol states JPP was driving a red 2019 Ferrari 488 Pista -- a rocket ship on wheels that tops out at 211 mph. The car goes from 0 to 60 in 2.8 seconds.
Officials say the Tampa Bay Bucs superstar lost control of the car around 2:38 AM and collided with a concrete barrier on I-95 in Fort Lauderdale. There were no skid marks or debris found in the roadway.
Despite the curious time of the accident officials say the responding officers did NOT suspect JPP was under the influence of alcohol or drugs ... and was NOT tested for either.
Instead, cops say they believe "weather conditions" -- specifically wet road surfaces -- caused the NFL star to lose control.
JPP and his passenger were transported to a nearby hospital The NFL star reportedly suffered a broken neck and will likely be out for the 2019 NFL season.

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Log in to My BP Credit Card:
MyBPCreditCard Login / Register:
British Petroleum offers a credit card to the customer. Different types of credit card are issued by the company such as BP Visa Credit Card, BP Credit Card, BP Fleet Fuel Card, BP Gift Card. The BP Visa
Credit Card
is a decent gas card. It included solid rewards on everyday purchases. The card can give you a return between 2.25% and 3% on groceries, dining out and travel. Plus, anytime you use it at the pump in a BP station, you get between 3.75% and 5% back in rewards. There is no annual fee will applicable for BP Visa Credit Card. You can see the detailed information on the website (www.bo.com). If you have checked all the benefits and features of the Credit card by the British Petroleum then you can apply for the same.
BP Credit Card
What is the BP Visa Credit Card or BP Credit Card?
As we know, BP Credit Card is issued by Synchrony Bank (SYNCB) for British Petroleum (BP) and it has various benefits and features. If you have not applied for any credit card of BP, then login to the website www.bp.com and search for Gas and Credit Cards. As we said earlier in the above paragraph, with the BP Credit Card or BP Visa Card, consumers can earn cen-per-gallon rewards on purchases and it can be redeemed at the pump to lower fuel price or receive a statement credit. we can say that it is a smart way to earn. If you need, then apply for a BP Credit Card online. When you will get your credit card then win the rewards during purchasing gas at BP Gas stations only.
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Open, www.bp.com
Search for Gas and Credit Cards and click on it.
Again click on BP credit cards portfolio
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Fill your details and accept all terms and conditions of Synchrony Bank to issue a BP Credit Card (which type of credit card you are applying) to you.
Before submitting all details, verify the information you have given in all required filed.
Finally, click on Accept and Submit.
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Gadgets Now Bureau
|  Apr 1, 2021, 16:14  IST
NEW DELHI: Microblogging website Twitter is adding stickers to its Snapchat Stories-like feature called Fleets. The stickers are available for both Android and iOS users.
Now you will be able to add stickers when you are making a Fleet. You can add stickers to your Fleet by tapping on the emoji icon placed on the bottom row of your screen. When you tap on the icon you will notice a collection of Twitter-made animated stickers and emoji.
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You can also search for more stickers by typing in the search bar located on the top of your screen. Twitter will pull up GIFs sourced from Tenor and Facebook-owned Giphy in search results.
Twitter revealed this new feature by tweeting about it with a small video. Twitter posted, "Your Fleets just got an upgrade.
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Microblogging website Twitter is adding stickers to its Snapchat Stories-like feature called Fleets. The stickers are available for both Android and i

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It is a very simple and user-friendly interface that lets you login easily by using a userID and password. You can use any mobile device or computer with an internet connection to access the website. You can also manage account information by using this old navy account.
We have compiled everything that you need to know about the Old Navy credit card account down below.
Old Navy Credit Card Login
If you have received your credit card, you must first register for an account before logging in.
Once youre registered, go to the official
of the old navy credit card portal.
You will see a login form at the left side of the webpage.
Enter your user ID and password set during registration.
Click on Secure Login to access your account.
Once you have access to the account, you can manage your information, pay the bills, avail different special offers and much more.
Forgotten Username or Password?
Dont worry if you end up forgetting either one of your credentials. There is a way to recover both through the process mentioned below.
For user ID
Go to the official login page.
You will see an option find user ID just below the login button.
Click on it and you will see another form on the next page.
You must enter your credit card number and zip code and click the button.
You will see your user ID once you submit the information.
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To recover a forgotten password, go to the login page first.
Under the login button, click on the Reset Password link.
Follow the three-step procedure on the next page.
This includes entering your user ID and zip code first.
Then you will select a new password and after verification, you can enter the Old Navy credit card login.
Register for an Old Navy Credit Card Login Account

Old Navy allows its customers to shop through a card and pay the bills easily and effortlessly using the Old Navy Credit Card Login.

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non recourse factoring
. This is important because once the invoices are factored the credit risk of the account debtors (the business invoiced customers) stays with Riviera.
A main benefit of non-recourse factoring  is to remove the credit risk of the account debtor. Further, it also frees up time and other resources for your business needs. Remember, the factoring fees are higher with non-recourse factoring  because the factor assumes the risk of non-payment.
But be careful, there may be a
loophole in some factoring agreements
that allow the invoice factoring company to still come after the business for the advance amount in the event of non-payment of the invoice. So,
may not be risk-free to the business if you dont read the fine print.
Riviera Finance Complaint
There was a
complaint that was filed against Riviera Finance
with the Better Business Bureau in April of 2016. One small business was a customer of Riviera Finance and apparently had a customer (account debtor) that had given them frequent trouble in the past with repayment of billed invoices.  According to the complaint, this was allegedly relayed to Riviera under the basic premise that this particular debtor was experiencing some financial hardships before the factoring agreement was signed.
The business apparently went ahead with an invoice factoring transaction with Riviera Finance (the business
was advanced 80%
according to the report). This would be on the lower end of typical invoice factoring advances (which are 92% according to their website). This could mean Riviera had some reservations with the account debtor. They probably wanted to mitigate some credit risk with a lower advance
Riviera Finance purports to utilize non recourse invoice factoring on their website which means that the credit risk of the account debtors invoice payment ultimately lies with them, the invoice factoring company. In this example, the account debtor did end up filing for bankruptcy and the business was allegedly sent a
Notice of Default
from Riviera Finance.
Acc

Considering invoice factoring with Riviera Finance? You need to read our factoring company reviews first. Riviera Finance also offer non recourse factoring.

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Factoring Company: Riviera Finance - Invoice Factoring

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Riviera Finance
Riviera Finance is nationally recognized as a leader in business financing. Riviera Finance provides full-service, non-recourse invoice factoring to growing companies.
Company Information

Find out more information about the payroll funding provider: Riviera Finance.

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Riviera Finance | Payrollfunding.com

that assists growing companies. Riviera Finance provides services for companies with annual revenue of between $50,000 and $20,000,000. They service all industries except medical and construction.
Pricing:
Riviera Finance's rates start at 2% according to our research. Riviera Finance does not provide pricing information on their website. Contact Riviera Finance for a custom quote.
Review:
Pros:
Accepts a business's high-risk customers as well, and charges no invoice minimum to work with them.
Cons:
According to our research businesses must stay below $2 million in the accounts receivable, which is a low ceiling in this industry, if they factor with Riviera Finance.
Bottomline:

View Riviera Finance's invoice factoring services for your business. Includes info on Riviera Finance, free trials, pricing, and FAQs.

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5780 Timberlea Blvd, Mississauga, ON L4W 4W8, Canada
Distance: 0 m
5750 Timberlea Blvd, Mississauga, ON L4W 5N8, Canada
Distance: 10 m
5750 Timberlea Blvd., Unit 2, Mississauga, ON L4W 5N8, Canada
Distance: 10 m
5650 Tomken Rd, Mississauga, ON L4W 4P1, Canada
Distance: 50 m
5770 Timberlea Boulevard, Mississauga, ON L4W 4W7, Canada
Distance: 60 m
Company description
Riviera Finance provides immediate cash for your business through our pioneering accounts receivable financing programs. Non-recourse factoring with advance rates up to 100%.
Reviews

Riviera Finance provides immediate cash for your business through our pioneering accounts receivable financing programs. Non-recourse factor...

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Riviera Finance in Mississauga, ON

Riviera Finance is a factoring company based in Redondo Beach, CA with offices across the U.S.A. and Canada. Servicing invoice factoring needs since 1969.