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And now the end is near
And so I face the final curtain
I always thought thatll never happen. But four years later, it is, and Im leaving what has become home. I feel like Im watching a ticking time bomb until I walk across a stage. Everything about college feels clich. This year has been one of lasts, but I know that there will always be more firsts.
Sometimes I feel like Ive been in a movie for the past four years. Ive covered pretty much every genre, too. Im lucky to feel that they could each win an Academy Award. I owe it to each person Ive met, each organization I have become involved with, and each step Ive taken in Amherst.
Looking back, I made a lot of impulse decisions. I couldnt even really call them decisions because I kind of just did things without really questioning them. How could I go to the University of Massachusetts and not join the marching band? Not take the opportunity to go on Birthright, then return to Israel three more times? Not pursue my journalism major and write for the Collegian? Joining Phi Sigma Pi threw me a curveball; the amount of times Ive had to explain that, yes, I am a girl in a fraternity  its gender-inclusive.
I think the one good thing about being a graduating senior is that I dont have to stress about choosing classes for next semester. The anxiety of watching the number of spots left in a class on Spire dwindle and deciding what times I actually wanted to be in class was too much to handle. The worst is during add/drop when you realize you dont even want to take a certain class and all that hard work playing with the puzzle that is your schedule was meaningless.
I almost did that this fall when I took dance 100. I thought it would be fun when I signed up. I dont dance, let alone do modern dance. With the encouragement of two friends and an amazing teaching assistant who bonded our class together with her loveable quirkiness, I made one of the best classroom memories in a dance studio in the basement of Totman Gym. We did silly moves and rolled around on the floor because improvisation is part of modern dance. Youre welcome, Totman floor, for cleaning you with my body. But thank you for giving me a space to test how much I could get out of my comfort zone.
Between that dance class, experiences outside the classroom and growing up throughout my four years at UMass, Ive gained confidence that will lead me when Im no longer protected by the bubble of 01003. There have been a few classes Ive really enjoyed, but the majority of my favorite times have not had to do with courses whatsoever. Thats supposed to be the point of college, to go to class and learn, right?
Ive learned the most from people Ive surrounded myself with and opportunities I took advantage of. Like how to be innovative in the dining hall  make pad thai by mixing stir fry and peanut butter or go back and forth between stations to create waffle sundaes and blender-less milkshakes. I learned how to regret life decisions and say you will never do it again, but of course you do, by procrastinating using Buzzfeed, Facebook and all forms of social media. But in all seriousness, planning events, embracing leadership roles and supporting endeavors  I care about, happen the most outside the classroom.
My friend, Ill say it clear
Ill state my case, of which Im certain
Ive lived a life thats full
I traveled each and every highway
Whats any place without the people and experiences? Its just a physical place without any significant meaning. UMass is full of buildings and grassy areas, but its nothing without its students. Myself, my friends, my classmates and people Ive never even met. Leaving here is surreal. Im looking forward to visiting as an alumna, but I know the only things that will be the same are the students I know, the location and maybe some of the buildings.
And more, much more than this, I did it my way.
Ill further conclude with a Chancellor Kumble Subbaswamy quote because he is the Marching Bands No. 1 fan, and I love to see him always cheering us on,  and go UMass.
Karen Podorefsky was a Collegian columnist and can be reached at

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Twitter also had problems on Friday night across the East Coast of the US. It tweeted at the time that people may have problem loading the site, and that it was "working on fixing a problem."
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Bethesda Finally Removes Doom 1 & 2 Log-In Requirements
Bethesda Finally Removes  Doom 1 & 2 Log-In Requirements
Mike Sanders
/ 6 hours ago
Following the release of the Doomtrilogy on the Nintendo Switch it very quickly became apparent that Bethesda had inserted a rather annoying aspect of DRM into the original 2 games. Put simply, you had to have a Bethesda account (and be logged in) to play the games
This was, of course, more than a little bizarre. Never in the history of the franchise had either of the first two games required an internet connection. Largely because they both released before the internet was even (really) a thing.
Following a more than substantial backlash from fans, however, at the end of last month, Bethesda promised that they would remove the function Fast forward two weeks later, however, and nothing had happened!  Well, it may have taken a while, but in a report via PCGamesN Bethesda has now confirmed that the requirement has now been removed!
Bethesda Removes Doom Trilogy Log-In Requirements!
To say that people were unhappy about this would be something of an understatement. As above, however, this frustration was compounded further by the fact that Bethesda was seemingly very slow to remove this log-in requirement. I mean, how hard could it have been?
So, while it is now gone, you do have to wonder if Bethesda has left this too little too late.
What Did Bethesda Say?
Confirming the removal yesterday evening, Bethesda has always maintained that the log-in requirements were to promote their Slayers Club. A system that was looking to incentivise people intending to play their Doom Eternal release later this year.
On the whole, however, this was a huge mistake and, I daresay, if they ever look to revisit one of their gaming classics again, they may rethink this policy moving forward!
What do you think?  Let us know in the comments!
Topics: Bethesda doom DRM Games Gaming login Nintendo Nintendo Switch

Bethesda has finally removed the highly-controversial log-in requirements for the Nintendo Switch release of the Doom Trilogy.

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Fox slams 'anti-Israel bias' at Brandeis University
The school, the flagship of the UMass system, cited a July 21 recommendationfrom the U.S. State Department that U.S. citizens defer nonessential travel to Israel, the West Bank and the Gaza Strip in response to the Israel-Gaza conflict
Two undergraduates will be affected by the decision made by the schools international risk management committee. One was to begin a program at Tel Aviv University this week, which prompted the timing of the cancellation, according to a statement issued by the university.
It was a difficult decision, Jack Ahern, the universitys vice provost for international programs, told the Boston Globe. But we take our responsibility to ensure students safety strongly.
A spokesman for UMass Amherst told JTA that the schools deliberations are ongoing and will be reassessed. None of the schools other study abroad programs have been similarly affected at this time.
The decision does not affect faculty and graduate students who travel to Israel or undergraduates who have personal travel plans.
Last month, the university evacuated six students and one faculty member who were in Israel completing an archaeological dig program.
While a handful of summer programs in Israel were cut short or canceled, such as a six-week archaeological program from the University of Iowa, several directors of Judaic studies departments reached by JTA were surprised by the announcement.
The question that universities need to ask is not whether Israel is totally safe  no country is  but whether Israel is as safe as other countries that students are permitted to study at, Jonathan Sarna, a Brandeis University American Jewish history professor and president of the Association for Jewish Studies, wrote in an email.
Sarna said he was not aware of any other canceled study abroad programs in Israel.
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The UMass system's flagship cited a July 21 recommendation from the U.S. State Department that U.S. citizens defer 'nonessential travel' to Israel, the West Bank and the Gaza Strip.

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I think the ambitious sewing at the end of 2016 had me a bit stunned at the start of 2017. I mean, even my sewing machine sounds different! It was a homestretch strong finish I must say. Starting off 2017 after taking some time to reflect and look ahead I am now getting into the 

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, whose documentary Val will premiere at Cannes Film Festival next month, has signed with UTA
The filmmaker has signed with the talent agency in all areas.
Poo co-directed Val, with Leo Scott, which follows the life of Top Gun and The Doors star Val Kilmer. The film includes hours of footage which Kilmer amassed throughout his career and life from 16mm home movies made with his brothers, to time spent in iconic roles on blockbuster movies.
Produced by A24, Amazon Studios acquired the U.S. and Latin American rights and will release later this year.
Previously, the documentary short she edited,Heaven is a Traffic Jam on the 405, won the Academy Award for Best Documentary Short Subject. She has also worked on The Displaced and MTVs Britney: For the Record.
Earlier on in her career, Ting worked as an editor at Radical Media for almost a decade, cutting both commercials and long form content.
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Ting Poo, whose documentary Val will premiere at Cannes Film Festival next month, has signed with UTA. The filmmaker has signed with the talent agency in all areas. Poo co-directed Val, with Leo Scott, which follows the life of Top Gun and The Doors star Val Kilmer. The film includes hours of footage which Kilmer []

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Val Co-Director Ting Poo Signs With UTA  Deadline

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UTA has signed actor Donald Elise Watkins in all areas.
Watkins can currently be seen on Barry Jenkins limited series adaption of Colson Whiteheads The Underground Railroad playing Rumsey Brooks. Hisrecent projects include the Amazon and Blumhouse horror film Black Box opposite Mamoudou Athie and Phylicia Rashad, and the upcoming Amazon and Temple Hill production Emergency.
STX film Free State of Jones, starring Matthew McConaughey and Mahershala Ali, and the History Channels miniseries Roots are among past credits.
Watkins will continue to be managed by Robyn Bluestone at Robyn Bluestone Management.
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UTA has signed actor Donald Elise Watkins in all areas. Watkins can currently be seen on Barry Jenkins Amazon limited series 'The Underground Railroad.'

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Underground Railroad Actor Donald Elise Watkins Signs with UTA  The Hollywood Reporter

UTA concludes federal monitorship, implements new checks and balances
Utah U.S. Attorneys office says the Transit Authority has made significant strides.
(Leah Hogsten  |  The Salt Lake Tribune) Utah Transit Authority riders board the FrontRunner train in Ogden on Monday, Dec. 7, 2020.
By Jordan Miller
| June 22, 2021, 12:00 p.m.
Federal monitorship of the Utah Transit Authority ended today, as the agency has made significant strides since a federally approved monitor was tasked with reviewing and reporting on the UTA in 2018, according to the Utah U.S. Attorneys Office.
The monitoring of the agency was part of a deal to avoid federal prosecution of the UTAafter scandals over high executive pay, extensive international travel, sweetheart deals with developers and a lack of transparency.
Contracting problems at the agency included prepaying a developer $10 million to construct a parking garage that was never built, giving what the state found were too-generous contracts to developers who had ties to old board members, and some former board members seeking to invest in projects they had voted to approve
The UTA has improved institutional conformity relating to the issues that arose during the investigation of the agency in 2017 the Attorneys office said in a press release.
While UTA has more work to do to ensure the permanency of current and future reforms and to continue to address remaining gaps in processes and controls, this Office recognizes UTAs substantial compliance with both the federal monitorship and the [Non-Prosecution Agreement], the Attorneys office wrote.
The law firm Coblentz Patch Duffy & Bass conducted the UTA federal monitorship beginning in early September 2018.
Among the changes at the UTA are new conflict of interest policies and ethics-related training, the implementation of an ethics hotline and a completely anonymous process for whistleblowers to raise concerns about ethics, according to the U.S. Attorney.

Federal monitorship of the Utah Transit Authority ended today, as the agency has made significant strides since a federally approved monitor was tasked with reviewing and reporting on the UTA in 2018, according to the Utah U.S. Attorneys Office.

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UTA concludes federal monitorship, implements new checks and balances

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Outdoor photography is a powerful medium. It can capture incredible natural locations many people dont get to see in person. It can enact policy change to preserve the great outdoors. And it can remind us of everything there is to be thankful for. While there are some big names that everyone knows  the Ansel Adamses of the world  there are plenty more who are doing incredible work in the genres of outdoor and landscape photography....

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FILE- In this June 19, 2018, file photo a router and internet switch are displayed in East Derry, N.H. Net neutrality traces back to an engineering maxim called the end-to-end principle, a self-regulating network that put control in the hands of end users rather than a central authority. Traditional cable-TV services, for instance, required special equipment and controlled what channels are shown on TV. With an end-to-end network like the internet, the types of equipment, apps, articles and video services permitted are limited only to imagination. (AP Photo/Charles Krupa, File)
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For a fundamentally nerdy subject, net neutrality is pushing a lot of political buttons.
The latest salvo is over a California law that restores a ban on cable, wireless and other broadband providers from impeding people's ability to use their favorite apps and services. The federal government had rescinded that ban, and the Trump administration is seeking to block California's effort as an imposition on federal prerogatives.
Though net neutrality started off more than a decade ago as an insight into how to make networks work most efficiently, it has taken on much larger social and political dimensions lately. The issue has emerged as an anti-monopoly rallying point and even a focus for "resistance" to the Trump administration.
"Any time the cable companies and the Trump administration are on one side, it looks good for companies to be on the other side," Boston Law School professor Daniel Lyons said.
But the idea hasn't always been political or partisan. Net neutrality traces back to an engineering maxim called the "end-to-end principle," a self-regulating network that put control in the hands of end users rather than a central authority. Traditional cable-TV services, for instance, required special equipment and controlled what channels are shown on TV. With an end-to-end network like the internet, the types of equipment, apps, articles and video services permitted are limited only to imagination.
And the internet subsequently grew like nobody's business  largely because it wasn't anyone's business.
But as internet use expanded, so did the power of the big companies that offer internet service to the masses. It became clear that they could, and sometimes would, restrict what people did. The Associated Press found in 2007 that Comcast was blocking or slowing down some file-sharing. AT&T blocked Skype and other internet-calling services on the iPhone until 2009.
Law professor Tim Wu, now at Columbia University, coined the term "net neutrality" in 2003 to argue for government rules that would prevent big internet providers from discriminating against technology and services that clashed with other aspects of their business. Allowing such discrimination, he reasoned, would choke off innovation.
Big telecommunications companies, on the other hand, argue that they should be able to control the pipes they built and owned.
The Federal Communications Commission subscribed to the principle of net neutrality for over a decade and enshrined that as specific rules in 2015 under chairman Tom Wheeler, an Obama appointee. Among the rules: Broadband companies couldn't block websites and apps of their choosing. Nor could they charge Netflix and other video services extra to reach viewers more smoothly.
Once President Donald Trump took office, net neutrality became one of his first targets as part of broader government deregulation. The FCC chairman he appointed, Ajit Pai, made rollback a top priority.
And thus net neutrality became increasingly political. As a vote loomed for months, the once-obscure concept was debated endlessly on talk shows and online chats. Big-time Hollywood producer Shonda Rhimes tweeted a link to a story about saving net-neutrality on her lifestyle website. Actor Mark Ruffalo urged people to contact members of Congress by tweeting, "Long live cute dog videos on YouTube! #RIPinternet."
The debate created strange bedfellows: Support for net neutrality comes from many of the same people who are also critical of the data-sucking tech giants who benefit from it.
Yet on net neutrality, these tech companies got to be the "good guy," siding on the side of the younger "digital first" generation and consumer groups calling for more protection. No matter that these companies are keeping their own business interests at heart, as a net-neutrality rollback could mean higher costs for access to the "pipes."
Politicians glommed on to the debate to appear consumer friendly.
"No politician will ever lose votes by supporting net neutrality," said Gus Hurwitz, law professor at the University of Nebraska and a member of the conservative group The Federalist Society. "It's an ill-defined term that voters don't really understand other than that it is a scary concept they know they don't want to lose."
Meanwhile, ISPs haven't done themselves any favors in appealing to the consumer. They've long had a reputation for bad service and high prices. Unlike the high-profile support for net neutrality, the opposition was limited to behind-the-scenes lobbying.
Nonetheless, the FCC rolled back the net-neutrality rules last December on a 3-2 party-line vote. The decision took effect in June.
The fight is likely to drag on.
Several tech companies including Mozilla and Vimeo are challenging the FCC's rollback decision in a federal appeals court. That's separate from the challenge to the California law, which is on hold until the tech companies' lawsuit is resolved. Oral arguments in the tech companies' case are expected in February.
Oregon, Washington and Vermont have also approved legislation related to net neutrality.
And a Democratic takeover of the House in Tuesday's midterm elections could revive efforts to enact net neutrality into federal law, though Trump would likely veto any such attempts.
"Net neutrality is only the fifth round of a 12-round boxing match," Wedbush Securities Managing Director Dan Ives said.
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Atlas Air Q3 Net Profit Rises On Strong COVID-Era Cargo Demand
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November 06, 2020
Credit: Atlas Air
Atlas Air posted a nearly $75 million net profit in the 2020 third quarter (Q3), boosted by continued strong demand for air cargo amid the COVID-19 pandemic. The New York-based cargo and charter operator reported total Q3 revenues of $810 million, marking a nearly 25% improvement over the prior year...
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Atlas Air posted a nearly $75 million net profit in the 2020 third quarter (Q3), boosted by continued strong demand for air cargo amid the COVID-19 pandemic.

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Atlas Air Q3 Net Profit Rises On Strong COVID-Era Cargo Demand  | Aviation Week Network

Average stock market returns
1. I changed my mindset and adjusted my planning
For so long, the student debtfrom my Master's degree has loomed over me and made it challenging to think about anything else. I was sitting on over $50,000 of debt after school and have barely made a dent in it over the years. It quickly became my sole focus: every extra bit of money I received went towards that debt because I couldn't imagine feeling happy and free until it was gone. Several years later  and still $37,000 in debt  I have realized that I don't have to continue on this path; I can look at it differently.
After realizing this, I made the decision to pause my federal loan payments in February of this year. I had already knocked out the four smallest loans (they ranged from $1,000 to $3,000) using the debt snowball approachand could see that I was beginning to make progress. At the same time, I realized paying all of my extra money towards loans that weren't accruing interest (during the pandemic) wasn't the best way to build wealth.
Instead, I started investing more (through both a robo-advisor with Bettermentand self-chosen Roth IRAtrades) and eventually started to see some growth. Since February  when I made the choice to focus on building wealth instead of student loan repayment  I have maxed out my Roth IRAfor the first time and rebuilt my emergency fund(which was depleted by the chaos that was 2020). Together, these accounted for an increase of $12,000 in my net worth.
2. I set obtainable monthly goals
This step  though it seems simple  probably had the largest effect on my overall increase. In addition to the regular monthly transfers I have set up to my accounts, I made a separate, realistic financial goal each month. When my personal investment account was at around $3,800, for example, my goal for the next month was $5,000 in that account.
I set one goal each month  each for a different account  and put everything extra towards that goal (like my
stimulus checks
). After I deposited this money into my investment accounts, the magic of compound interesttook over and my investments started to increase exponentially. All told, I am approximately $6,000 richer since January due to reaching these goals and reinvesting all interest and dividends.
When I was close but didn't think I was going to make it, I sought opportunities to earn extra money or worked hard to cut my budget in other areas. It was like a video game I played with myself  except the point totals were real money and the prize was a better financial foundation.
3. I dedicated time each week to seeking additional income sources
I know side hustling and freelancing aren't for everyone, but there is usually some way for everyone to make a little extra money. For me, this meant dedicating a specific time each week to seeking out additional income streams.
As someone who lives in the Alaskan Bush, my opportunities are more limited than most  there are no Craigslist "gigs" or service jobs available, period. Instead, I put aside a specific time each week that I spent researching any possibility to increase my income. I used this time to build up my freelance portfolio and find opportunities my full-time job offered that I wasn't already taking advantage of. In the end, these different sources accounted for an additional $5,000+ that I invested over the last six months  which has allowed me to surpass my original net worth goal for this time period.
Many financial success stories are flashy, but mine is proof that they don't need to be. Making consistent financial choices really does add up  even if it doesn't feel like it at the time. Three years ago, I made the first deposit into my Roth IRA and today that account makes up a substantial portion of my net worth. I'm not a perfect example  I still have $37,000 in student loans  but maybe next time I will be writing about how I am now debt-free.
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Her net worth increased from -$15,000 to $15,000 since January 2021 thanks to dedicated saving, investing, and smart debt management.

How I Increased My Net Worth by $30,000 in 6 Months

April 24, 2021
In 2019, Massey had a civil lawsuit filed against him over the same incident. He denied the allegations, and issued a strong statement to TMZ,through his attorney, Lee A. Hutton, III.
No child should ever be exposed to sexually explicit materials and I unequivocally and categorically deny any alleged misconduct, the statement read. Massey also urged his fans not to jump to conclusions based on the allegations alone but reserve judgment until the whole story comes to light, proving these allegations baseless.
What has Kyle Massey done since Cory in the House?
Cory in the Househas been off the air since 2008, and since that time, Massey has been busy with a variety of projects. He teamed up with rapper, Skate (also known as Skate Maloley and Sk8) for several tracks, includingVerseandPaycheck. He also worked on an independent rapping career, with songs such asLove Me Right Now.
Justin Bieber fans may be aware of the song,Drew Housethat
he recorded with long-time friend
, Massey. Unfortunately, the track has never been released, except for snippets on social media.
As far as acting, Massey had a recurring role in the PBS kids show,The Electric Company, and several small roles on television shows likeGotham, Being Mary Jane, andRise of the Teenage Mutant Ninja Turtles.
In 2010, Massey appeared on the 11th season of
Dancing with the Stars
with professional dancing partner, Lacey Schwimmer.His improvement over the season impressed the judges, including Len Goodman,who told Masseyhe had gone from messy Massey tomah-velous, according to Entertainment Weekly He ended the season in the very respectable position of runner-up.
How to get help: In the U.S., call the RAINN National Sexual Assault Telephone Hotline at 1-800-656-4673 to connect with a trained staff member from a sexual assault service provider in your area.
How to get help: If you or someone you know has been sexually abused, text HOME to the Crisis Text Line at 741741 for free and confidential support.
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Kyle Massey made a name for himself as a Disney star  what is his net worth?

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What Is Kyle Massey's Net Worth?

Financials shares rise
Reported sales  nil
Rajputana Investment & Finance reported no net profit/loss in the quarter ended March 2021 as against net profit of Rs 0.01 crore during the previous quarter ended March 2020. There were no Sales reported in the quarter ended March 2021 and during the previous quarter ended March 2020.
For the full year,net profit declined 50.00% to Rs 0.01 crore in the year ended March 2021 as against Rs 0.02 crore during the previous year ended March 2020. There were no Sales reported in the year ended March 2021 and during the previous year ended March 2020.
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Read more about Rajputana Investment & Finance reports standalone nil net profit/loss in the March 2021 quarter on Business Standard. Reported sales  nil

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Rajputana Investment & Finance reports standalone nil net profit/loss in the March 2021 quarter | Business Standard News

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2021-07-02T14:30:26+05:30
Heres All You Need To Know About Delhi-based Young Entrepreneur Ajay Singh Tanwars Lavish Lifestyle, Net Worth And Much More!
outlookindia.com
2021-07-02T14:31:45+05:30
To embrace the path of success, you must have thorough knowledge about your subject. When we talk about business, many young and affluent names are raising the bar high with their business game. Today we tell you about one of the youngest entrepreneurs named Ajay Singh Tanwar, who has excelled as a top-notch name in the field of hospitality and real estate. The 19-year old belongs to a rich family of Tanwar Gurjar. Raised in a business household, Ajay Singh Tanwars family has a great run in politics. His grandfather, Kanwar Singh Tanwar, has been a Member of Parliament for BJP. 
*Ajay Singh Tanwars Business*
Intending to be a boss man, Ajay never wanted to work for any companies or under any authoritative power. I have always dreamt of taking my familys legacy forward and being my boss, says the young lad. Currently, he is looking after the real estate business in the Delhi/NCR region. Besides this, he is also running a chain of high-end hotels, including Ocean Pearl Gardenia and Kings Forth in Chattarpur. At this age where teenagers and millennials love partying and socializing, Ajay has gone miles ahead.
*Ajay Singh Tanwars Net Worth*
The kind of luxuries he possesses and the lifestyle he lives in can give any celebrity a run for their money. Looking after the complete business management and operations, Ajay Singh Tanwars net worth is estimated to be approximately Rs 5,76,99,464 and more. Yes, you read that right. Being focused on his goal since childhood, the businessman is unarguably soaring high with his exceptional work. Staying in the race, Tanwar has upgraded his skills with the latest advancement in the technological world.
*Ajay Singh Tanwars Car Collection*
Fulfilling his dreams, Ajay Singh Tanwar has got some of the best collection of cars, including Rolls-Royce Ghost & Phantom, S Class Maybach, 2 G Wagon, Hummer, 3 Land Cruiser, Lexus 570, Audi R8, Lamborghini Aventador, Range Rover Vogue & Sport, Ferrari Portofino and Bentley Mulsanne. The man of royalty truly loves some of the finest brands of the world.
*Ajay Singh Tanwars Outfit Collection*
Apart from Stefano Ricci being his favourite apparel brand, Ajays wardrobe is filled with the outfits of Hermes, Louis Vuitton, Dolce & Gabbana, Valentino, Balenciaga and Givenchy. When asked about his success mantra, Ajay said, My complete focus is on inculcating the latest trends and innovations in my business. I have got the best business-led by my father and grandfather. I believe that I must nurture it and grow it with the latest advancements happening in the market.
*Ajay Singh Tanwars future plan*
Currently setting the business at an apex in India, Ajay Singh Tanwar further plans to set up a business in London as well. Despite having immense wealth, he has always stayed grounded. The act of philanthropy is something that he has imbibed from his grandfather and father. And looking at his dreams and aspirations, this young guy will truly make his family proud in the coming time.

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Raised in a business household, Ajay Singh Tanwars family has a great run in politics.

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Heres All You Need To Know About Delhi-based Young Entrepreneur Ajay Singh Tanwars Lavish Lifestyle, Net Worth And Much More!

("Est" = FCF growth rate estimated by Simply Wall St)
Present Value of 10-year Cash Flow (PVCF) = US$4.9b
Story continues
After calculating the present value of future cash flows in the initial 10-year period, we need to calculate the Terminal Value, which accounts for all future cash flows beyond the first stage. For a number of reasons a very conservative growth rate is used that cannot exceed that of a country's GDP growth. In this case we have used the 5-year average of the 10-year government bond yield (2.0%) to estimate future growth. In the same way as with the 10-year 'growth' period, we discount future cash flows to today's value, using a cost of equity of 6.5%.
Terminal Value (TV)= FCF
 (1 + g)  (r  g) = US$1.8b (1 + 2.0%)  (6.5% 2.0%) = US$41b
Present Value of Terminal Value (PVTV)= TV / (1 + r)
10
10
= US$22b
The total value, or equity value, is then the sum of the present value of the future cash flows, which in this case is US$27b. The last step is to then divide the equity value by the number of shares outstanding. Relative to the current share price of US$104, the company appears slightly overvalued at the time of writing. Valuations are imprecise instruments though, rather like a telescope - move a few degrees and end up in a different galaxy. Do keep this in mind.
dcf
Important assumptions
We would point out that the most important inputs to a discounted cash flow are the discount rate and of course the actual cash flows. You don't have to agree with these inputs, I recommend redoing the calculations yourself and playing with them. The DCF also does not consider the possible cyclicality of an industry, or a company's future capital requirements, so it does not give a full picture of a company's potential performance. Given that we are looking at Cloudflare as potential shareholders, the cost of equity is used as the discount rate, rather than the cost of capital (or weighted average cost of capital, WACC) which accounts for debt. In this calculation we've used 6.5%, which is based on a levered beta of 0.955. Beta is a measure of a stock's volatility, compared to the market as a whole. We get our beta from the industry average beta of globally comparable companies, with an imposed limit between 0.8 and 2.0, which is a reasonable range for a stable business.
Next Steps:
Valuation is only one side of the coin in terms of building your investment thesis, and it ideally won't be the sole piece of analysis you scrutinize for a company. The DCF model is not a perfect stock valuation tool. Rather it should be seen as a guide to "what assumptions need to be true for this stock to be under/overvalued?" For example, changes in the company's cost of equity or the risk free rate can significantly impact the valuation. Can we work out why the company is trading at a premium to intrinsic value? For Cloudflare, we've compiled three important items you should look at:
Risks: To that end, you should be aware of the   3 warning signs  we've spotted with Cloudflare.
Future Earnings: How does NET's growth rate compare to its peers and the wider market? Dig deeper into the analyst consensus number for the upcoming years by interacting with our free analyst growth expectation chart
Other High Quality Alternatives: Do you like a good all-rounder? Explore our interactive list of high quality stocksto get an idea of what else is out there you may be missing!
PS. The Simply Wall St app conducts a discounted cash flow valuation for every stock on the NYSE every day. If you want to find the calculation for other stocks just search here
This article by Simply Wall St is general in nature. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
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In this article we are going to estimate the intrinsic value of Cloudflare, Inc. ( NYSE:NET ) by estimating the...

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Is Cloudflare, Inc. (NYSE:NET) Worth US$104 Based On Its Intrinsic Value?

His big break came in 2012 when it was announced he would be replacing Radio 1 Breakfast Show host Chris Moyles.
How much does Nick Grimshaw earn?
The BBC revealed that Nick Grimshaw's salary is between 300,000 and 399,000 - however now he's leaving the station that will obviously change.
It's also been reported that Greg James,32 was paid between 150,000 and 199,999.
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According to glassdoor, the average salary of a BBC presenter is roughly 50,000 - 60,000 and in 2020 the BBC confirmed that Nick was the highest paid Radio 1 presenter they had.
What is Nick Grimshaw's net worth?
The sun reported that in addition to his salary, Nick Grimshaw has a net worthof about $2 million dollars - equating to about 1.5 million.
The high salary is reflected in Grimshaw's lavish lifestyle.
He was recently pictured soaking up the sun in the glam holiday location Mauritius with celeb pal Pixie Geldof, after previous visits to the luxury resort.
Nick often jets off on holiday with his large group of celeb pals
(Image: Pixie Geldof/Instagram)

BBC Breakfast host Nick Grimshaw is leaving Radio 1 - but how much does he earn as the BBC's highest paid presenter and what is his net worth?

dailystar

What is Nick Grimshaw's net worth? Eye-watering figures revealed - Daily Star

Karnataka government announces 50% property tax waiver for hospitality sector
New completions in Q2 2021 were recorded at 11.67 million sq. ft., more than double than that of Q2 2020. With the addition of nearly 12 million sq ft of space, the Grade A office stock in the top seven cities under consideration crossed 650 million sq ft.
During the first wave of COVID-19, new completions took a hit due to the unavailability of labour. The robust new completion level in Q2 2021 is indicative of the fact that construction activity was not impacted significantly during the second wave, the analysis said.
IT/ITeS occupiers continued to account for a majority of the office leasing activity in 2020 at around 50 percent. In 2021, we expect the IT/ITeS sector to remain the key occupier group while demand from emerging sectors such as e-commerce, manufacturing and healthcare is likely to increase further, said Samantak Das, Chief Economist and Head Research & REIS, JLL.
In sync with net absorption, Bengaluru accounted for nearly 40 percent of the new completions during H1 2021. This was followed by Delhi NCR which accounted for 21 percent and Mumbai which witnessed 19 percent of the total new completions. New completions during H1 2021 were recorded at 25.11 mn sq ft, an increase of 75 percent YoY.
Vacancy in Grade A office space shot up to nearly 16 percent
Due to a steady pipeline of assets coming online, the demand-supply gap has momentarily widened. Vacancy levels across the top seven markets rose to nearly 16 percent at the end of the second quarter breaching the comfort zone of 13-14 percent for the first time since 2017. Nevertheless, with demand expected to pick up in the coming quarters, vacancy is likely to return to sub 15 percent levels, believes JLL.
Rentals continue to remain rangebound
Office rentals remained stable across the major office markets in India in Q2 2021. However, landlords continue to be accommodative to the demands of occupiers and support deal closures. With vacancy levels already hovering at around 16 percent, the next few quarters will be critical in terms of pick-up in demand while maintaining the market buoyancy as planned supply enters the market.
The resilience displayed by the office market in India since the pandemic owes much to the fact that the IT/ITeS sector has been largely unaffected by the economic downturn.
IT/ITeS occupiers continued to account for most of the office leasing activity in 2020 at around 50 percent. In 2021, we expect the IT/ITeS sector to remain the key occupier group while demand from emerging sectors such as e-commerce, manufacturing and healthcare is likely to increase further.
Taking cues from 2020, the second half of the year is expected to witness increased momentum in the office space. In 2021, net office absorption across seven major cities is likely to remain flat at around the levels of 25.6 million sq feet achieved in 2020, in case there are no further lockdowns. In a nutshell, if vaccination targets are achieved and we do not see another major outbreak of the virus, 2021 is most likely to close on an encouraging note, the analysis said.
Moneycontrol News

Bengaluru and Pune accounted for nearly 60% of net absorption during H1 2021.

moneycontrol

Office Market Net Absorption Up 32% In Second Quarter Of 2021: JLL

Breather to UjhShahpur Kandi Projects   August 31 deadline for land acquisition clearances
Approves construction of underground canal in ESZ of wildlife sanctuary
Nasir Azam
Srinagar, July 30: The standing committee of National Board for Wildlife (NBWL) has given its nod to construction of Ujh multipurpose project in Jammu.
The proposal was cleared during the 58th meeting of the standing committee of NBWL held on July 3 through videoconference under the chairmanship of Union Minister for Environment, Forests and Climate Change, Prakash Javadekar.
After discussions, the Standing Committee decided to recommend the proposal and suggested that the Chief Wildlife Warden should take measures for protection of wild life such as rhesus monkey, porcupine etc. in the area, reads record note of meeting in possession.
The proposal was put up before the NBWL as involved construction of an underground canal in eco-sensitive zone in Jasrota sanctuary.
The Member Secretary briefed the Standing Committee on the project for use of 4350 hectare of land for the construction of 116m high concrete face rockfill dam across the river Ujh, a powerhouse of installed capacity 186 MW (3 x 62 MW) and powerhouse of 26 MW (1 x 2 MW + 1 x 24 MW) and a barrage 11.5 KM downstream of the dam. However, only a small portion of the right main canal (1200 m) would be constructed as underground canal in the ESZ on the north side of sanctuary, the record note further states.
The State Chief Wildlife Warden has recommended the proposal without any conditions, it added.
The Ujh Multipurpose project is planned to be constructed in Kathua district of Jammu Division on the river Ujh, which is a tributary of the Ravi river.
Related

Approves construction of underground canal in ESZ of wildlife sanctuary Nasir Azam Srinagar, July 30:The standing committee of National Board for Wildlife (NBWL) has given its nod to construction of Ujh multipurpose project in Jammu. The proposal was cleared during the 58th meeting of the standing committee of NBWL held on July 3 through videoconference []

thenorthlines

NBWL okays Ujh Multi-purpose project - Northlines

Ujh multipurpose project in new vistas
Ujh multipurpose project in new vistas
By
-
18/05/2020
The Ujh project is aimed at not only providing 212 MW hydropower generation (installed capacity is however 196MW) but irrigate vast parched fields and provide drinking water too, hence known as the multipurpose project. Needless to add, though this part of the country has enough hydropowerpotential, to be precise more than 20000 MW to generate, only nearly 2500 MW power has been generated. In other words, much remains to be done while there is continuous increase in the demand for power especially during winter season when there is lot of strain on the output or generation getting receded. We have to rely on outsourcing its supply and the same is purchased from the Northern Grid. It is entirely a different question but very critical by nature that even the minimum input cost of generation is not cumulatively realised and the CentralGovernment, many a time, has been bailing out the then state (now UT) Government in respect of clearance of huge power bills from the Northern Grid which otherwise keep outstanding for a long period of time.
The strategic importance of the project can be gauged by the fact that it has been declared as a National Project way back in the year 2008. Its Detailed Project Report involving issues related to water, water bodies, environment, submergence of land , international aspect of waters flowing across the borders and the like was prepared by Indus Basin Organisation of Central Water Commission 2013. The DPR was revised and still subsequent new amendments and additions required in it leading to the need of preparation of a modified DPR.
Ujh Multipurpose Project is a solution to a larger extent, to the varied problems and though the proposal was forwarded by the Jammu and Kashmir Power Development Corporation years back, it had to be shelved and approved very intensely on technical grounds, economic viability and allied prerequisites which called for amendments and changes in its basic Detailed Project Report (DPR) due to which this important project could not see the light of the day. Since the project being first of its kind in Jammu and Kashmir and taking care of hydropower, irrigation and drinking water, it is equally loaded with the prospects of development of tourism, fisheries as also of industries. It also promises to boost and improve the existing infrastructure. The encouraging development in the subject matter is that the Central Advisory Committee of Department of Water Resources, River Development and Ganga Rejuvenation (DoWR) looking to the type of sensitive proposals like the one under reference, has accorded approval for Modified Detailed Project Report at an estimated cost of Rs. 9167 crore. Though the cost is based on the price level of December 2019, it was likely to go beyond the estimates .
However, the said Committee has put certain conditions to the project proposal. It was to be ensured that the water released to generate hydropower by this multipurpose project should not flow out of the country so the irrigation capacity needed to be augmented. Irrigation and Flood Control Department, Jammu and Kashmir contributed towards the modified Project Report by including additional culturable command area due to which Kathua district in Jammu region could be greatly benefitted in respect of agriculture and meeting its drinking water requirements. Culturable Command Area (CCA), it may be noted, is the area specific which can be irrigated from a scheme and is otherwise fit for cultivation. These are all techno- engineering aspects of the prestigious project, what should be the focus of the concerned authorities, now, is how much at the earliest possible convenience, the project was started to generate power and release water for drinking and irrigation so that not only in the areas specific but overall for Jammu and Kashmir, this project proved as a landmark in power generation and allied utilities.

The Ujh project is aimed at not only providing 212 MW hydropower generation (installed capacity is however 196MW) but irrigate vast parched fields and

dailyexcelsior

Ujh multipurpose project in new vistas

Share
Sant Kumar Sharma
The Jal Shakti Ministry of the Central government has cleared a project envisaging an expenditure of Rs 9,167 crore for a project on Ujh river in Kathua district. This was declared a national project way back in 2008, and all the expenses will be borne by the Centre.
After the revised DPRs, the total command area (for irrigation) would be 40,716 hectares, instead of 16,743 hectares as per the old plans. This is a very substantial increase and help improve the incomes of the beneficiaries who will gain irrigation facilities.
The Ujh Multi Purpose Project (UMPP) has been hanging fire for over a few now, and gets discussed time and again. With no concrete results till date. This may, however, be set to change now mainly because this water is going as waste and run-off to Pakistan.
Factsheet:
Total water available: 780 MCM
Quantum of water harnessed in earlier DPRs: 250 MCM, Approminately 32 to 33 per cent
Project cost: Approminately Rs 5,800 crore
Quantum of water harnessed in revised DPRs: 700 MCM, Approximately 90 per cent
Additional quantum of water harnessed: 450 MCM, Approximately 60 per cent additionality
Project cost: Rs 9,167 crore
Increase in costs
Price escalation: Rs 500 cr
Infrastructure in additional command area canals: Rs 1,200 cr
Money needed for widening canal: Rs 1,300 cr.
The last point made here regarding widening of the canal would mean the carrying capacity would improve. Far larger volumes of water would be transported now.
As such, an additional spending of Rs 3,000 crores would be required. However, instead of harnessing only 250 MCM of water, which is around 32 per cent of available 780 MCM, now 700 MCM, approximately 90 per cent, will be harnessed for providing irrigation facilities and drinking water to lakhs of people.
It will be one way of indirectly punishing our hostile neighbour as all this water, Indian share under the Indus Waters Treaty (IWT) was being used for decades by it. The issue assumed urgency after the Pulwama attack of February 14 last year. The Jal Shakti Ministry had issued a statement on February 22 that it will maker fuller use of the Indian share of waters available under the IWT.
Incidentally, there is 780 MCM (Million Cubic Metre) water available in Ujh but the earlier DPRs (Detailed Project Reports) planned for utilisation of only a fraction of this, 250 MCM water to be exact. When this fact was discussed, among engineers and top bureacrats, it was decided not to start the project according to earlier sanctioned DPRs. These plans had envisaged an expenditure of approximately Rs 5,800 crore.
After hectic parleys, it was decided that the project needed to be scaled up substantially. For that, concurrences were needed from different quarters, including political leadership, as also new DPRs. These were prepared in Jammu and PHE Commissioner/Secretary Ajeet Sahu was involved all through in the exercise.
Arun Gandotra, who has now retired, was Chief Engineer of Public Health Engineering (PHE) department at that time. His colleagues, mainly KK Gupta, Executive Engineer, played an important role in revision of the DPRs. Recalling those day, Gupta says: For us, it was like a dream come true as we knew that far more water was available. We also calculated that several new unirrigated areas could get irrigation facilities by unpscaling of the project.
This upscaling of the project cleared by Jal Shakti Ministry means newer and additional areas in Sumb, Samba, Vijaypur and Bari Brahamna, with at least 121 villages of Samba district alone, getting irrigation. This will be possible as the volume of pondage has gone up very substantially.
Initially, the main obstacle in start of Rs 5,800 crore project was the additional availability of water and no plans being made for harnessing it. With only 250 MCM of water being utilised out of a total quantum of 780 MCM available water, the rest of it would have gone into Pakistan as run-off.
This was something that has been happening all these years since the IWT was signed in Karachi on September 19, 1960, close to 60 years ago. Incidentally, under the IWT, we can fully harness Ujh as a tributary of Ravi river, one of the three Eastern Rivers allocated to India.
The new DPRs, which have been approved now, provide for coverage of more command areas, including some in Billawar tehsil of Kathua district. These areas were not covered earlier, meaning thereby that there were no plans for providing irrigation facilities there.
The earlier DPRs were made for utilisation of only 32 or 33 per cent of the water available. The new DPRs, on the other hand, seek to utilise about 90% of the available water.
The clearance from the officials of the different Central ministries, mainly Jal Shakti ministry, has been received as they know that the project has been upscaled substantially. After seeing the new DPRs, they were convinced that the new DPRs were better than those they had cleared.


Sant Kumar Sharma The Jal Shakti Ministry of the Central government has cleared a project envisaging an expenditure of Rs 9,167 crore for a project on Ujh river in Kathua district. This was declared a

statetimes

700 MCM to be harnessed in Ujh project | State Times

Updated: May 17, 2020 12:59 am IST
Proposal was approved keeping in view strategic importance (Representational)
Jammu:
The centre has given approval to a modified detailed project report (DPR) of the Ujh Multipurpose Project (MPP) in Jammu and Kashmir at an estimated cost of Rs 9,167 crore, an official spokesman said on Saturday.
The Central Advisory Committee for consideration of techno-economic viability of major and medium irrigation, flood control and multipurpose project proposals accepted the project proposal subject to certain conditions, he said.
The proposal was approved keeping in view its strategic importance from Indus Waters Treaty angle for utilisation and regulation of waters flowing across the border, the spokesman said.
The modified Ujh MPP is located on river Ujh, one of the main tributaries of river Ravi, in Kathua district of Jammu and Kashmir.
A 116.00 m high dam is proposed at the river with full reservoir level (FRL) at 608 m. The proposed dam site is Barbari village about 1.6 km downstream of Panchtirthi. The powerhouse site is approximately 9.5 km downstream of the dam site near Deoli village.
The spokesman said the advisory committee of Department of Water Resources, River Development and Ganga Rejuvenation approved the modified DPR of the MPP project at a meeting chaired by Union Secretary UP Singh recently.
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While approving the project, the committee directed that "for ensuring consumptive utilisation of water beyond already envisaged through project, possibility of additional utilisation should be explored at the earliest so that the water released to generate hydropower may not flow out of the country and such project should be implemented on priority", the spokesman said.
The DPR of Ujh MPP was initially prepared by the Indus Basin Organisation of the Central Water Commission in 2013.

The centre has given approval to a modified detailed project report (DPR) of the Ujh Multipurpose Project (MPP) in Jammu and Kashmir at an estimated cost of Rs 9,167 crore, an official spokesman said on Saturday.

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Centre Approves Modified Project Report Of Ujh Dam In Jammu And Kashmir

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